How experience affects the pension

In connection with the adoption of a number of new amendments, the pension of citizens of the Russian Federation is charged from the calculation of some of the generally accepted coefficients, as well as: the amount of official wages, your employment experience and age on which you retire. All three parameters play an important role in the formation of the amount of payments. If everything is relatively clear with two first points: what they are higher - the better, how to calculate interest from your work experience becomes somewhat more complicated. This article will disassemble in detail how to calculate interest from its employment experience to form a pension.

The default coefficient for all citizens of the country is 0.55%. Therefore, if you have worked out your laid employment guard for twenty years for women, and twenty-five - for men, you can safely consider the number 0.55 by your coefficient.

However, in order to increase the total amount of the future pension, you can retire later, thereby increasing the years of their employment experience.

For each subsequent year, add to the number of 0.55 coefficient 0.01. Thus, if you are a man and worked for 34 years, then your coefficient is 0.55 + 0.09, and a total of 0.64%. If you are a woman with the same experience, we get an expression 0.55 + 0.14, your employment guard brings you 0.69%. This formula is applicable for all citizens.

However, remember that the maximum increase in the experience is 0.20. That is, you can not recycle more than twenty years from the moment of receipt of the experience of twenty years and twenty-five, respectively. Either you will simply do not receive additional interest for this.

If for some time you passed military service, either studied in part, and also stayed on long treatment, then such years can also be counted in the expense of your experience. However, this amendment is not always valid and from the period of 1998 several times came into force and was repeatedly canceled. Call the hot line of the Russian Pension Fund and specify which one of these items you can add to your eye.

Always to the experience is added to the care period of the child, if you are a mother or main guardian, or if you are a lone father. Such a period cannot exceed six years.

The period of obtaining unemployment benefits and participation in resettlement programs and moving is also required.

If you have some time unreasonably kept in custody, you do not lose the years of your experience.
Disabled care and lack of permanent work associated with it, obliges the state to pay you a pension with a complete coefficient of experience.

If you or your spouse servicemen, then your experience is calculated individually.

If you have any work experience in the extreme north, please contact your retirement fund for interest in your work experience. Such a digit is calculated individually.

Do not forget to follow the news of the Pension Fund of the Russian Federation in order to be aware of all changes in the procedure for calculating pensions and to correct your position on time.