If you have time to prepare a pension documentation, then you need to know which periods of your work activity are included in the experience. Since 2004, the concept has been introduced in our country - insurance experience. It is a period that is paid in the FIU monthly in the amount not less than this insurance fee. Operations that have such an experience will have payments above the minimum.
Requirements for receiving age pension
For real legislation The Russian Federation on a well-deserved rest goes to achieve fifty-five years old - ladies, sixty years old. At the same time, the individuals must respectively have at least twenty and twenty-five years of experience. Moreover, if you lack for several years, the payments of pension benefits will be significantly lower than it is supposed. The exceptions serve as a group of citizens who have the right to receive a preferential pension.
Varieties of labor experience
Let's find out which there are varieties of the experience, and which are taken into account when calculating pension payments, and which are not:
- continuous - period when special worked from one or more managers without a break or with a small intermit (less than a month);
- special - this is a worked time in the special conditions, in which the retirement is prescribed early;
- general labor - the entire period of the work of the worker, in which there were mandatory contributions to the FIU;
- state is a deadline for serving in civil services.
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Labor experience, which is included in the calculation of pension payments.
How the work experience is calculated
Nowadays, it is enough to have five years of experience, then you will start paying regularly, monthly, monthly allowance. But only in the near future, the number of years will gradually grow from five to fifteen. In other words, if you do not work at any institution, you will not be paying the retirement. Now we will learn more in more detail what old wor years are taken into account for calculating the retirement benefit:
- the time of service in the army or in the organization of internal affairs, etc.;
- years when a man passed service in a remote area, and family members could not find where it was not necessary for their fault (according to the law they should take into account this time in the experience);
- term when you get monthly state payments on the labor exchange;
- care period of a small child from birth to 1.5-3 years old;
- months for which social freedoms pay due to injuries or for other reasons for disability,
- days-weeks spent on moving persons to another region for employment in institutions in the direction of employment service;
- deadlines when a person has served concluding;
- periods of serving a safety punishment in colonies;
- deadlines that received repressed prisoners if they were subsequently justified;
- patient care time, elderly parents, relatives, people with disabilities of the first group, old men, who are eighty;
- the intervals of work abroad of our citizens (diplomats, representatives of international organizations, others), but the time of work in total may not exceed five years.
Is studying in the experience
Since the beginning of January 2007, only insurance experience should be calculated under the new rules of workers. And students, students are not particularly subject to universal, mandatory social ones, respectively with them and do not hold contributions to PF. As a result, study cannot be included.
Know that only your legal salary will be included in the experience. Unofficial, non-taxable earnings in your PF personal case, will not be taken into account.
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