The pension is accrued and calculated by the employees of the FIU, and no one is insured against errors, as you know. How to calculate your pension yourself and check whether it is paid to you correctly, read below.
We will immediately make a reservation that there is no sense to recalculate the size of my pension: if you identify the error, write an application to the head of the Pension Fund's management, in which ask to check the correctness of the accruals from the very beginning of the payment of pensions with all the allowances and recalculations. If when checking it turns out that you really have been impaired pension, you will certainly get everything in full.
- Data for 2000-2001 Average monthly salary according to statistics, during this period amounted to 1494.5 rubles. If your average monthly salary was higher than 1793.4 (1494.5 * 1.2 - maximum for conventional conditions; if worked in the conditions of the Far North, the coefficient can be from 1.4 to 1.9), then this The way you fits you.
- Data for any 5 years in a row (60 months) from your employment experience. Then compare the resulting amount with the established amount of average monthly salary across the Russian Federation for the same period (this is background official information approved by the Government of the Russian Federation).
The calculated average monthly earnings are divided into mid-monthly earnings in Russia and remember the resulting coefficient (K1), if it is less than 1.2 (this is maximum).
We calculate the size of the insurance part (sch1) pension on January 1, 2002 according to the formula:
Sch1 \u003d SC * K1 * 1671-450, where 1671 p. - the size of the average monthly salary in the Russian Federation to calculate the pension capital on 01/01/2002, 450r. - The size of the base part of the pension.
The amount obtained is indexed at the date of purpose of the calculated pension, i.e. Multiply all index coefficients that were from 01/01/2001 before the date of the pension charges. From 01.02.2011, the product of the coefficients is 4.2542. Then, having calculated on the basis of data published by the FIU, from 04/01/2014 this work is 5,6143. We need to calculate the value of the sch1 * 5,6143.
We calculate the following pension component - the insurance part (sch2) after 01/01/2002. To do this, you will need the amount of insurance premiums accrued by the employer, taking into account the indexation, indicated in the IPP statement is the amount of the calculated pension capital (PC). This magnitude should be divided into the number of months (count) of the expected period of pension payment (for example: Pension from 01/01/2010 - 192 months, from 01/01/2011 - 204, from 01/01/2014 - 240 months). As a result, we have the formula: sch2 \u003d PC / count.
We find the latest component - the amount of valorization (SV). The percentage of valorization increases by 10% if the pensioner worked until 1991 plus 1% per year of employment until 1991. For example, worked 15 years before 1991, the percentage of valorization (shaft) will be 25% (0.25). As a result, SV \u003d sch1 * shaft
To have an idea of \u200b\u200bthe calculation of pension is useful not only to pensioners. Having understood in this system, those for whom the pension is still far in the future will be able to evaluate that they are waiting for them in old age and think about the methods of increasing pension.
2
2003
madhouse! My scanty brain does not understand how a person has worked on a harmful production of 35 years old with a good salary, earned his pension as a housewife. That's the truth earned a couple more strokes and heart attack
similarly. I sit and obserted. Work do not work, and the result is one-benchbook, called a pension. It's a shame, yes.
Especially all confused by formulas, all sorts of values, so that it is more confused ... I will not prove anything ...
my mother worked in medicine. 35 years had to retire at 50 years old, they said that there was not enough experience. It turned out that it was considered incorrectly, and the size of the pension is not going to increase.
Dear, in principle, "Justice" exists, as sooner or later, everyone who believes in her is punished for their stupidity. For workers, the coefficient of 1.2 and on what production does it work. Yes, you finally understand what kind of hard work with governors, ministers, deputies, etc. Compared to your work ........................ !!!!!!!!!!!
Our Nishchenskoe existence is explained by the acceptance of the coefficient of 1.2 in 2001, the order was signed by Putin. To the level of all who worked for 40 years, who worked for 10 years, we get the same. The boss you were either the seller, we get the same. Square! Shame to our state, president !!! Someone else will vote for him? To pensioners and who will retire in the coming years it is necessary to think for whom to vote. If all pensioners come to the elections and vote for other candidates, it's all the same for whom, only in order not to score the right number of votes our "hot-friendly current". And with the pensions of the guard! Work, do not work, one coefficient at all 1.2. And this is 18 years old !!!