How to calculate pension in 2017

How to calculate pension in 2017

In 2017, a new formula was adopted to calculate the pension of citizens, now each person has its own number of pension points, and some new factors have been introduced. In this article you can learn how to use this formula, as well as use the Russian Pension Fund Calculator to simplify calculations.



1
How to calculate a pension in 2017 on a new formula

Now the formula has the form: SP \u003d IPK X Sipk X K + FV X K.

We will analyze all components in order.

  • SP - this is your insurance pension.
  • IPK is the sum of all your pension points accumulated by the time of the accrual of pension. This value depends on the contributions that the employer makes a monthly contribution for you to the FIU. You can clarify this ratio in the Pension Fund department at your place of residence.
  • SIPK - the cost of one pension point. Installed by the state once a year. At the time of February 1, 2017, this value is 78 rubles 28 kopecks.
  • K - premium coefficients. Created to increase labor years of citizens: the longer you work, the more you receive a pension. In other words, this is an additive for your experience.
  • FV is a fixed payment, which the state guarantees any citizen of the retirement age. At the time of February 1, 2017, 4805 rubles and 11 kopecks. This number goes a gain if you have children in your care - disabled people, you have experience from fifteen years old in the extreme north, or you are assigned the first or second group of disability.

Knowing the significance of all coefficients, you can easily calculate your pension in 2017.



2
How to calculate retirement in 2017 on the PFR website

With this service, you can avoid a long process of collecting information about various coefficients, however, the result will be only approximate.

  • Click the "Pension Calculator" link at the bottom of the screen.

You will appear before entering personal information, fill it in consistently and extremely honestly:

  • What's your gender.
  • Year of birth.
  • The method of accrualing pension: only insurance or insurance and accumulative.
  • The exact time is at military service.
  • Number of children at the time of credit pension.
  • Years spent on maternity leave.
  • The exact amount of time spent on the departure of disabled citizens.

  • Lower the page just below and put the entry: specify the number of years you plan to work after receiving the experience of twenty years; Your type of work: IP or a hired employee; The number of years of work as a hired employee and official wages without deduction of NDFLs.

Click "Calculate" to obtain the result.

If you need an extremely accurate value, then you can always contact the Pension Fund of the Russian Federation at the place of residence and ask for employees to calculate your future retirement.

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