When you officially go to the hospital, then you are compensated for the amount of the amount that is calculated from your insurance experience. You can approximately calculate the value yourself, or use the online calculator shown in this article. Learn more about your compensation in this article.
How the sum of the hospital sheet is calculated
From the very first day, when you have official confirmation of your health state, you have monetary compensation. Note that the payment depends on how quickly you contact the doctor and get your hospital sheet.
- For the first three days spent at home, you get compensation from the insured.
- Subsequent days, up to the very end of the hospital, you get funds from the Insurance Fund of the Russian Federation.
If the cause of the hospital was not injured and not a disease, then the payment immediately comes from the fund.
First you need to know your average earnings for a certain period of such a formula:
- The amount of your salary for the two past calendar years divided by the number of months. So you will withdraw the arithmetic average.
The estimated period is always two years old and they are always in them the current year. Now take the received number and divide by 730. This is your average earnings in one day. You can find out the size of one day spent on the hospital, calculating such interest:
- If your experience is less than five years old, then you get 50% of your day earnings.
- With experience from five years to eight, you can count by 80%.
- When your insurance experience is more than eight years, you will receive 100% daily salary.
It should be borne in mind that employees whose experience is less than six months receive compensation for a month of no more established minimum wage. In 2017, it is 7,500 rubles.
How to calculate the amount of the hospital sheet online
On the Internet you can find a lot of calculators who themselves calculate your benefit. For example, take the site https://www.b-kontur.ru.. Log on the link and fill out the form on the site.
- Specify the period in which you did not work for a good reason in the column "disability."
- To do this, you need to put both dates on a small pop-up calendar on clicking on the appropriate field.
- The cause of the hospital can be both injury and disease and care for a sick relative, professional formation and an accident. Choose your reason from the list.
- The graph "Violation of the regime" indicates the number of days in which you did not appeal to the doctor, that is, you do not have a mark in the hospital sheet.
- Click "Next", pre-checking the entered data into the form.
- On the next page, specify the estimated period, these are the last years for the present.
- Now you need to make wages for each calendar month of the estimated period. You can ask for an extract in accounting at the place of work. However, for approximate calculation, you can make data on its memory.
The middle salary will automatically appear in the bottom and the average earnings per day.
The district coefficient is marked only if you have it. In case of incomplete or remote employment, the graph "Part-time employment" is marked.
- In the last page, specify your own insurance experience.
- From the bottom of the site automatically there will be an approximate amount of your hospital benefit for the entire period of disability.
Thus, you can calculate your hospital on both manually and online calculator. In both cases, the same formula is used if you make accurate data over the past two years, then get the most true value.
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