How to borrow

Money may be needed at the most unexpected moment. What if there is not enough own funds for a large purchase, treating relative, repair or riding? There are several options for receiving money in debt. Read in this material about the main advantages and minuses of various methods of borrowing money.

• Pros: the ability to take a large amount under the observance of a number of conditions. In this case, the loan obligations can be insured. Clear payment schedule, the possibility of remote repayment.
• Disadvantages: Long term of consideration of the application, the need to confirm your income.
• When choosing a loan, pay attention to the amount of interest rate, the possibility of early repayment, penalties in the delay in payments.
• If you decide to make a credit card, do not forget that interest rates on this product are usually higher.
• To select the bank, use the portal banki.ru..
• To calculate the size of the monthly loan payment, taking into account interest, use credit calculator.

• Positive Moments: Quick Consideration of the application, issuing a loan on the day of circulation, minimum set of documents, no need to confirm the source of income.
• Cons: High interest rate, loans are issued for a small amount (within 50 thousand rubles).
• To get a loan, you must contact the MFIs office or fill out an electronic application on the site.
• Read more to get acquainted with the work of one of such companies in the material Microloons "Home Money".

• An agreement on the return of funds may be oral.
• In some cases, the lender asks the debtor to write a receipt in which the passport details obtained the amount and the return period. When issuing a loan agreement, all expenses for its notarization fall on the shoulders of the borrower.
• After the return of funds, the lender does not forget to receive a receipt of the entire amount of debt. Otherwise, you will not be able to prove it in the event of a controversial situation.

On our site you can download blanks and samples of filling the following documents:

• Receipt about receiving money in debt_Blanc;
• 
  Receipt of money in debt_ama;
• Receipt about the return of money Borrower_Blanc;
• Receipt about the return of money by the borrower_ formation;
• Loan agreement between individuals_Blanc;
• A loan agreement between individuals_-shaped filling.

• Click on the "Borrow" tab on the site's main page.
• If you know a person who is going to be bred, ask him to open credibility in your name.
• To get a loan, it is necessary to be the owner of the certificate at least formal.
• Issuing instant loans occurs on Debt service Webmoney systems. Specify the currency, size, loan period and the desired interest rate. You will dream off suggestions suitable for your parameters.
• To increase the chances of getting a loan, it is recommended to fill out the borrower's profile.

• The pledge of pawnshops take jewelry, antiques, household appliances and mobile phones.
• Dignity - receiving funds on the day of circulation.
• Disadvantages: If you do not return funds on time, you will have to part with a thing, the proposed amount is usually lower than the real value of the collateral.
• When choosing a pawnshop, pay attention to its reputation: give preference to companies that have proven themselves in the market.

When returning the debt, do not forget to keep all confirmation documents - it will help to avoid problems with the lender.