More recently, many of the e-currency are cautious. But now the situation has changed, electronic money began to be valued on a par with paper. In the electronic currency, you can even take a loan, and make it quick and convenient. Payment online systems responsibly and conscientiously approach to fulfill their work. Electronic money is very convenient to pay for purchases on the Internet, ranging from products and ending with cars and household appliances, and if desired, they can be cash.
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Webmoney electronic money systems are now very popular, Yandex.Money, Paypal, EasyPay, Qiwi, money@mail.ru. They represent a kind of electronic bank where you can open an account and make a loan, or rather the loan. After all, a loan may issue any credit organization (bank), and the loan can issue any natural and legal entity that is not a bank. Debt liabilities are not such strict. Money from the electronic wallet can be transferred to a bank account or map.
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To take the loan by electronic money, it is necessary to arrange an electronic wallet. This is something like a bank account in rubles, dollars, hryvnias or other currency. In the electronic wallet system, you can manage money (borrowed too), for example, shopping or cash. When registering in any electronic money system, you should specify your real passport data. To confirm the authenticity of this information, it will be necessary to send a color photocopy of passports and other documents (INN). If this is not done, then the payment system will not be able to assign the necessary status to the user to dispose of electronic money.
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The borrower and the lender must be users of one payment system. They are assigned "Business Level BL" is an identifier that measures the level of user activity, their solvency and creditworthiness. Lenders are more trusted by those who show activity in the system - uses a variety of operations and large amounts of transfers. Also, all participants in the system are available credit history, where loans and repayments are fixed. The lender itself chooses who to give money in debt, so quite low demands can be made to the borrower, but the percentage of loan will be quite large.
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The transfer of funds from one account to another in one payment system is not a loan, so the system helps to find a lender carrying out credit operations through debt service (electronic loan exchange). The payment system itself in this case does not act as a party of the transaction and does not bear any responsibility. All payment transactions are committed between two individuals. Going to the service, you can view a list of proposals and choose the most suitable for timing, amount, requirements, interest, etc.
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Loans can be taken for any purpose - from personal needs before business development. The debt can be repaid early, or the desired amount can be written off from an electronic wallet on the day of return, specified in the contract.
Despite the fact that the loan in electronic money systems is provided by electronic money, and not paper bills, the debt should be returned necessarily. All electronic money systems have a serious degree of protection, therefore, in case of violation of the terms of the contract, the system transfers information about the unscrupulous borrower to the police.
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