Nowadays, the topic of an acute lack of money is quite toply angry. Especially when you need a big amount in a short time. There are different reasons for this. Somebody is missing to pay, someone for a sea trip or for business development. To implement such a need, usually resort to the help of friends or financial organizations. But friends, as a rule, help can not always help. Therefore, let's consider other options for a quick solution to monetary problems.
1
You can take an urgent loan in the pawnshop. To begin, it is necessary to pacify in your mind a persistent association of the 90s, which Lombard is a place to circulate hopeless people in the hardest situations. Nowadays, subject to the prescribed rules, it is possible to cooperate with such an organization, and even on fairly acceptable conditions.
2
The main and most important advantage of pawnshops is the lack of confirmation of their solvency. Here for the collateral enough to give the liquid goods and provide an identity card - a passport or any other document. The goods can serve precious metals, family values, electronics, etc. His assessment in these institutions usually does not exceed 30% of the real value. Another minus pawnshop can be called high interest and a small loan period. But, despite the features of this "institution", to neglect its services is still not worth it. This is an affordable and convenient way to quickly get the desired amount.
3
Now many banks provide express loans. Registration of such loans lasts 20-30 minutes, without requiring collateral and guarantors. It is enough just to present a passport. Unfortunately, express loans have a number of shortcomings for the consumer. The loan amounts are usually small and issued for a short time. In addition, such loans are the most expensive of all provided by banks. This is understandable: if the calculation does not take into account the solvency of the borrower, bank risks are laid in the cost of financing initially. The advantage of express loan in his misuse. To report the bank about the spent money is absolutely no need.
4
An extrabank lending option can serve as a loan allocation. This is a financial institution in which one of its members invest, while others - take loans. To issue money in a credit union, you need to be its member and pay monthly contributions. At the same time, a small amount for a short time can be taken without a revenue document.
5
The advantage of such an organization to the bank is a more loyal attitude to borrowers. When this is a reason for the delay of payment, no penalties are applied to a certain time. Usually the period of "benefits" ranges from the week to one and a half months. Then the interest rate on the loan can double. Different commissions, as in banks, are missing here.
6
Urgent loan can be obtained in the organization of microcredit. Now this is a profitable area of \u200b\u200bactivity created by enterprising people. Loans here are issued for a short period of time, their sums usually do not exceed 25,000 rubles. The loan procedure in this organization is simplified. Passports with registration is quite enough. Consideration of the application, which can be submitted through the network, occurs within 24 hours. Money can be provided with home delivery. The loan repayment is made on payment terminals, in the communication salons and in its issuance items.
From the above, it can be seen that there are quite a few options for urgent loan. Therefore, choose from them the most suitable, weigh your solution and get rid of the problem of the late absence of money. Good luck!
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