Get a loan in the Baltic Bank is not difficult. It is best to go to the organization's website, familiarize yourself with the terms of lending and repayment of the loan, interest rate, the terms of interest. Then you need to explore the list and prepare the necessary documents for issuing a loan. With the package of the required documents, contact any regional branch of the bank.
1
Open the official website of the Baltic Bank. On the main page in the top menu bar, find and open the "Private Clients" tab. In the menu that opens, select the desired section - "Lending". Read how to individuals the Bank provides credit (citizenship, age, permanent work, work experience, is required by the Bank's customer).
2
Browse the entire spectrum of lending provided to private individuals. Choose the most optimal credit product. The owner of the salary card may be issued in the "Baltic Bank" purchase of a car, pay for training or choose a different program for receiving cash in the bank. When making a loan in the organization and absence of a bank card, it is issued as a gift.
3
Explore the list of necessary documents on the relevant pages of the site, the terms of the loan. To do this, you need to open a description of the selected program from the list of bank services to individuals. After the transfer of documents confirming the solvency of the Client, the Bank will consider the application.
4
Contact any branch of the bank in St. Petersburg or to the branch located in your area. The address and phone can be found on the pages of the Bank's website. Present all the necessary documents and passport to the Bank to the loan.
5
Find on the organization's website and print an application form. It can be fill it yourself before turning to the bank. The application application can also be filled directly in the bank. Keep in mind that the application for a loan to the bank must be submitted personally, there is no loan design option online.
6
Get all the necessary explanations of the loan from the bank employee. Ask to make the full calculation of the loan repayment monthly, find out the interest rate, the conditions for early paying loan on the selected program. Do not forget to clarify which penalties are provided in the event of a delayed monthly loan payments.
7
Expect verification of documents transferred to the Bank's employee and making a decision by the Bank on the possibility of issuing a loan. Not later than 2 business days you will tell you about your decision on the phone specified in the application form.
8
Visit the nearest branch of the Baltic Bank, report a positive decision on your loan application. Accepted by the Bank the decision on your person is valid for 30 days. After signing the loan agreement, get borrowed money. Ask for you in the printed form a monthly payment schedule for repayment of debt.
By bona fide borrowers, the Bank makes it possible to get the following loan on preferential conditions. Calculate the cost of consumer loan by using calculatorBaltic Bank. Any additional information and a decision of the Bank on the possibility of providing a loan can be obtained by a free, round-the-clock telephone indicated on the organization's website.
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