Since 2000, Roselkhozbank has established itself from the best party. The bank's assets annually grow, but at the same time, 100% of its shares belong to the Russian Federation. In addition to the assistance provided to the workers of agriculture, the Bank offers a number of social loans.
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When contacting the bank for a loan, you need to have the following documents: passport, 2-NDFL certificate, if you plan a loan on bail, it's worth making documents on the following property, when issuing social loans, they will need confirming the status of a pensioner or student documents, as well as a questionnaire, which You can download and place online on the official website of Rosselkhozbank.
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If a large amount is needed, it may be suitable for a consumer non-target loan secured by real estate. The maximum loan amount reaches 10,000,000 rubles, but it depends on the income of coaches. The loan period varies from 1 year to 10 years. Credit can be issued to those who have reached 21, which last six months continuously worked and received sufficient wages.
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For real or future owners of the cottages, it is beneficial to take advantage of the lending "Gardener". Citizens of the Russian Federation, over 18 years old can arrange it. The interest rate of this loan is significantly lower than others, while it is multipurpose - from connecting the water supply to the purchase of a plot with a finished house. By the way, on the water supply, gasification, and even the connection of the phone can be obtained by the loan "Engineering Communications". In addition to the main documents for obtaining a loan, you will need to provide a membership ticket of gardening, an application for the purchase of a country area or documents confirming the ownership of it.
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The program "Arrangement of the subsidiary farming" offers, in addition to the reduced interest rate, still state subsidies and the grace period on the loan. As security for a loan, both the pledge of property and guarantors are suitable in the form of individuals or legal entities.
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If there is a pension certificate, you can apply for a loan "Pension" to 100 thousand rubles. This loan requires providing in the form of a collateral of real estate, guarantees or insurance of a pensioner.
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From 14 years old, you can make a "educational" loan to pay for training, including the second higher education or retraining courses. The primary debt for learning may be delayed. An additional document is an agreement with an educational institution in the name of the borrower. The provision of the loan is the guarantee or the pledge of property.
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Rosselkhozbank also offers "car loan" up to 3 million rubles for a period of 5 years for citizens of the Russian Federation over 18 years old. Provided by a loan of a private car purchased. Mandatory condition is CASCO insurance in case of damage, death or loss. In the case of acquiring a domestic car, you can purchase a preferential car loan with state subsidy. The main set of documents will need to make a certified copy of the employment record.
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You can buy an apartment in a new building or in the secondary housing market by issuing a mortgage in Rosselkhozbank. The loan is issued to the citizens of the Russian Federation who have reached 18 years, the amount of up to 10 million rubles and for a period of up to 25 years. Mandatory credit requirement - insurance of the laid property. An additional document is a report-assessment of the clad object by an independent expert.
These are basic, but not all lending programs offered by Rosselkhozbank. With state support, many of them are subsidized, thereby creating more favorable conditions for borrowers.
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