With the advent of the child's money leaves several times more. Any parent wants to provide his child with everything necessary. It is in this difficult time that additional financial resources are so necessary, and you can take them in the bank. But the question arises, whether a loan will give a woman in maternity leave.
1
Women in the maternity leave, the easiest way to take a consumer loan for a small amount and under a specific purchase. The procedure for designing such a loan is quite simple and fast, there is no large number of documents. In addition, no one will ask you about a possible decree, unless you yourself tell about it. You can arrange such a loan in the store or in a bank.
2
If you want to take a mortgage loan or car loan, the bank will most likely refuse you. Since these types of loan goes with the provision and pledged the bank is subject to a loan. The only thing that will be needed is to provide guarantors or coaches.
3
Cash loan for a large amount may not give a woman working on maternity leave. In this case, the bank's concerns are clear about the solvency of such a client. However, it is possible to take such a loan under certain conditions.
4
Women sitting on maternity leave, but continuing to work, can get a cash loan for a large amount. To do this, they will have to provide from the place of work 2ndfl and information about social payments. There is one condition: work experience should be more than 12 months.
5
If a woman does not work, she can agree with the employer so that he confirms that it continues to work. But this method is very dangerous. If the deception opens, then you will go to the list of unreliable borrowers and spoil your credit history.
5
The child care allowance can be a certain guarantee of the loan payment, but only with no large amounts. This option is suitable for women who have official employment, but not working at the moment.
6
The category of women receiving social benefits has the least chance to take a loan for a large amount. The size of social benefits is not significant and will not be able to cover an expensive loan. Nevertheless, such women can take a loan for not expensive things.
Banks have no clear prescription in the refusal to women in the decree. The ability to provide a loan depends on the private case. If you have a need for finance, do not hesitate to contact the bank for advice, there is a chance that you will be answered positively.
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I made 15 thousand when it was on the decree - there were no problems.
And where did they turn to the loan?