How to get a micro loan

Microloans are now in great demand. Provided they microfinance institutions. These companies give out money to customers under a certain percentage, which is calculated on a daily basis. The loan amount in most cases does not exceed 30 000 rubles. repayment period - 1 month, in rare cases it can be more.

In order to get a micro loan, contact any microfinance institution in your city, and with them you just have to have a Russian passport, and a second document (you can SNILS). Some organizations have limited passport.

When contacting the MFI fill out the form for a loan. It specify the data on work and income. A passport as data and the second document, if required.

How to get a micro loan. Know what your age is important in the provision of micro-loans. Each organization has its claim to the age of the client. In most cases, loans are provided by 18-year-old. A maximum age of the borrower is set within 60-65 years.

Do not be afraid to apply for microloans, if you have impaired credit history. MFI loans issued immediately, so your story, they simply do not have time to request a credit history in the Bureau.

You do not need to collect any extra inquiries. Many organizations do not even prozvanivatsya rooms left customers in the questionnaires as workers. Therefore minikredit can even get really never working people.

Before you take a microloan, to determine the exact amount that you need. Also think about when will be able to repay the debt, as you have on your account will be every day. Every day, you will be charged interest for the use of microloans in the amount of 1% to 3% per day, depending on the company. Therefore, you should return the money as soon as possible to avoid large overpayments.

Many MFIs there is a service extension of the term of the loan. In this case, you pay only the interest on minikreditu and period increases by some time. It is very convenient for those who have a large loan, and the possibility of his return to full term is absent.

Take a microloan can also staying at home by sending a request directly to the site of MFIs. There will be sufficient to have only a Russian passport and a bank card. It does not matter where you are, online loans are available on the entire territory of Russia. Consider a request for a few minutes and the money you enroll on the map instantly. Return the loan will also be available through the card through the electronic transfer of money to the creditor. Among the most popular of Microfinance Institutions to get the borrowers minikredit online, including the following companies: VIVUS, E LOAN, EVROZAEM, Moneyman.

No matter how you got microloan - via card or cash in the office of microfinance organizations, legal liability with non-return means you are the same. In the case of non-payment of microcredit lender has the right to apply for you in court for failure to fulfill obligations under the contract. If you pay categorically refuse, by the court the amount of debt can be recovered by bailiffs to your property, or with your income will be deducted up to 50% per month to repay the debt.

We hope that this article will help you take minikredit in microfinance institutions with the least damage to your wallet and avoid errors when accessing data in the company for the provision of the loan.