It happens that the borrower refuses the lenders in obtaining a loan. Especially in confusion goes to another financial institution, and he and there they speak politely: "No". And so in every bank. What could such a situation happen? The answer to the question is very simple - a bad credit history has a bad client. And how and where to learn your loan history, read further.
1
Anyone once a year has a legislative right to free information about credit stories. And paying a specific payment, requests are allowed to do how much.
2
The easiest way to find out your loan story if you don't know subject code - This is in any banking department to start making a loan and requiring your credit data. An employee of a financial organization is not entitled to make you a refusal. If the institution agrees to give a loan, you have the right to say that you have changed my mind and ask for a printout of information on your loans.
3
Go with a passport, Inn to the central bank or go to the portal CBR, Complete a simple registration process on this site, after which request information about the credit bureau. To do this, click on the "Subject" (Fisselo) or "User" (for IP or legal entities). Next, select the desired option: "I know the code" or "no". Fill in all free fields, be sure to enter accurate information about yourself.
4
You can still identify information in BKA EkvifaxHere there is an address and telephone institution, only before going to the campaign. If you do not want to go, you can send a request by mail, find out the credit information on the portal itself, only need to register here. Then confirm your profile by sending a message by mail, or using the ELD computer program, or directly visit the office.
National BKA provides customers with loan data also by three basic options described above in paragraph 4. Here You can see in detail what is needed for this.
Each credit consoletor can now find a convenient method for requesting the history of loans. Know if you make a request not for the first time, then the amount of payment for such an action will be 450-500 rubles.
0
1429
