How to find out the credit history online

In order to trace the entire chronology of their loans and their payment, you need to know the credit history. It is stored in one of the many credit bureaus for 15 years since the last entry. The information that is contained in history is useful in order to prevent refusal in the next loan to track data on bets and possible delay and debts. You can find it online.

The several largest credit bureaus provide services to find out information about their loans online. Among them National Credit Story Bureau, Ekvifax and Joint Credit Bureau. In these largest databases, 95% of all country credit stations are stored.

Every citizen can appeal to them for obtaining information only about its own loans, and once a year it will be free. Consider how it can be done on the example of the site. Equifax. On the main page click on the active "credit history online online for free".

In the window that appears, go down the page and click on the "Registration" button.

All steps to be performed on the new page will be described. We study the information, scroll down the page down and click "Register".

We read the agreement on the services provided if you agree with all items, downstairs click "Confirm".

Fill your personal data in the proposed graphs, specify reliable information about yourself, otherwise the service can not be obtained, since all data is checked. At the bottom of the page click "Register." If you know the code, specify it at the very beginning of the questionnaire. This code is usually assigned to the first handling for the loan, it can be found in any of its loan agreement. If you do not know, leave the field blank.

Next, you need to check your email box that you indicated in the questionnaire. In the letter received from the EQUIFAX, you need to go through the indicated link to complete the registration.

After the link on the link in the window that opens next to your phone number, click on the "Send Access Code" button, the received code is entered into the designated window and click "Complete Register".

You have successfully registered and now you can enter your login and password.

After authorization, you fall into your personal account, where you can order and receive services provided by the Bureau. To get credit history, click "Get FREE".

For the final completion of the procedure, you must confirm your identity. It is necessary so that no one else can take advantage of your personal data. The service offers 2 confirmation methods: using the online EID service, where you will need to answer a few questions regarding loans and download the scan of the passport, or with the personal access to the CONTACT company.

Data confirmation may take from 1 hour to several days. After confirmation, your credit history will come to your email.

You can get data from the Bureau only once a year, all other appeals will be provided with a fee, on the set tariffs. Having received a credit history, you can learn in a timely manner and prevent loan delay.