How to pay a loan to Alpha Bank

How to pay a loan to Alpha Bank

During the conclusion of a lending agreement, the borrower receives a loan repayment schedule, according to which he carries out monthly payments to avoid accrualing penalties. Alfa-Bank provides several ways to repay a loan, each borrower can use any convenient option.

1
The most obvious way is to make money into account of the loan through the cashier in any separation of Alfa-Bank. If the loan was taken to buy a car, the bank provides a free "Alpha-Auto" card, with which it is possible to make a loan payment in any self-service terminal. A Alfa-Bank ATMs have a function of early repayment of the loan and entering into cash. Thus, knowing the account number, you can make the required amount on the account of the repayment of the loan.

2
The client with the help of the Alpha Bank or a partner bank and a mobile phone can at home at any time to transfer funds from one account to pay off the loan. This option is possible after signing an additional contract for the provision of the "Translation from the card to the card" service. Important items of this contract: the minimum / maximum amount of translation, the conditions of currency conversion, the level of commission, the deadlines of the enrollment, etc. If the payment of the loan is carried out on another bank card of Alfa-Bank, then the sequence of actions is as follows:

  • On the Bank's website, go to the "Alpha Click" section;
  • Open the "Translations" section and select the type of operation "From Map to Map";
  • In the window that appears, fill in all the data requested: the number and duration of the sender's card, the transfer amount, the recipient's card number, full name and address;
  • After checking the correctness of the entered data, click "Send Money";
  • Soon the SMS message with the code will come to the mobile phone to be entered on the site to confirm the payment.

3
The loan payment can be carried out by issuing a money transfer through another bank. Each bank has its own level of commissions for this service, as well as the transfer time. Therefore, the translation must be carried out in 4-7 days to the date scheduled in the repayment schedule.

4
Instant enrollment of funds occurs when using the QIWI payment system, it is necessary to specify the number and duration of the card or account number. Payment service allows you to use the following options for crediting funds: through QIWI terminals or on the official website using the payment method Visa Qiwi Wallet. There is also a special mobile application Visa Qiwi Wallet.

5
Terms of credit payments through some organizations:

  • An instant enrollment occurs when paying in the terminals "Eleksnet" and through the CyberPlat payment system, which requires the number and duration of the card or account number, passport;
  • On the next business day - through the cash registers of Junistim KB, the service "Gold coronament of loans", where the passport is required, the account number and the number of the mobile phone, in the salons "Svyaznoy" at the first payment it is necessary to provide the credit agreement data, then - only phone number;
  • Up to 2 working days - the Rapid payment system (payment "Pay on the way"), where the credit agreement data is required, payment in the MTS salons;
  • From three to five days - through the Terminals of the Moscow Credit Bank, where the map is required and PIN.

Loan payments can be carried out not only borrowers, but also their trusted persons upon presentation of the borrower's passport. It is worth remembering that in different organizations the Commission may differ.

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