One of the most demanded banking services are credit programs. Place an application in " Renaissance Credit»You can in the bank branch, as well as on the website of the bank online or by phone. 8 800 200 95 50.
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To obtain a loan, a mandatory document is the passport of the Russian Federation, as well as an additional document: passport, driver's license, diploma, personal bank card, pension certificate, INN. When making a loan to the client, such requirements are imposed:
age 24-65 years;
russian citizenship;
minimum experience - 3 months;
registration (or the presence of permanent work) in the region of registration;
monthly income from 10,000 p. In Moscow (6 thousand rubles in the regions).
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In case of filing applications online The client saves time for a visit to the bank, and disappears the need to stand in line. The application consists of 4 blocks: General data (date of birth, citizenship, full name, telephone, amount, loan period), passport details, addresses, place of work.
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The decision is made 10 minutes, as the client will be informed by the SMS. Next, a branch is to be visited at the appointed time and sign all the necessary paper. During a visit to bank The borrower signs a health, life insurance contract, as well as in case of loss of work. Get funds can be cash or on the card. In the second case, the Commission for removing funds in any ATMs of Russia is charged for service. The list of offices can be found on website.
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The loan is provided on the following conditions:
the amount of 30-500 thousand rubles;
term 6-60 months;
annual rate in the range of 15.9-69.9%;
union Commission - 0%;
monthly service - 0%;
early repayment - 0%.
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You can also issue online Credit card. On the basis of the application, a decision is made (up to 2 days), then the courier (employee of the bank) delivers all the necessary documents, a credit card to the client (up to 2 weeks from the date of application). The borrower should have a copy of the passport with him.
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The application for a credit card consists of 4 blocks ("beginning", "passport", "work and income", "additionally").
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Card credit limit can be up to 300000 p., The grace period is 55 days. Repayment throughout the territory of the Russian Federation is carried out without commission.
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You can repay loans at the checkout, in the Euroset store, through the payment terminal " Elexnet», « Kiwi», « Contact", Money Transfer" Unistream ", in the mail.
Today to make a loan, a credit card is much easier than, let's say 10 years ago. A modern customer mentioned approach allows you to apply, without leaving the house, and subject to positive credit history, additional documents can be issued a loan in " Renaissance Credit"Under a smaller percentage.
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