How to make a loan in Russian standard

The Russian Standard Bank provides services for loans and deposits, translations and payments, salary, retirement and consumer cards. Representative offices and branches of the Bank are located in every region of the country. Lending is carried out on the basis of developed programs, the most profitable and appropriate conditions are selected for each client.

Credits can be issued in cash or decorated for a card account. In the partner stores of the bank or in online stores a loan is issued directly when buying any goods. To obtain a loan, the main condition is the presence of a passport of the Russian Federation and the relevant registration for the Region of Design.

Getting a loan in cash is carried out in the bank's separation or when filling out online applications via the Internet site. During one working day, the Bank analyzes the financial and non-financial information of the potential client. As a result, the verdict on the granting loan or refusal is made. Credit is subject to age category from 25 to 65 years from 6 to 36 months. The monthly percentage depends on the loan amount.

The bank has the opportunity to put credit funds for a card account and at the same time to reduce the cost of purchasing goods up to 30%. Card owners participate in promotional programs and receive discounts. The grace lending period is 55 days. Special privileges are valid for Visa, MasterCard, American Express and Aeroflot cards. The validity of all cards is 5 years. The loan repayment occurs at the ticket office of any branch of the bank, in receiving ATMs, through the "Russian Post" or in self-service terminals on the basis of the contract number.

With the help of express loans, you can buy goods in stores. The loan design takes no more than 15 minutes in the presence of a passport. The loan is repaid by monthly payments or one early payment without overpayments. The Bank provides an amount to 1 million rubles for the purchase of goods, depending on the credit history of the client.

If you are conveniently shopping in online stores, but not always enough money, then the exit from the situation is again a loan. When ordering one or another product, you must choose as a method of payment "on credit" and fill out the questionnaire. The next step is to wait for a call from the bank and answer a number of questions. Be sure to send a copy of the passport in electronic form. Delivery of documents on the loan is carried out by courier at a convenient time for the client and place.

When making a loan in the bank it is possible to choose a term and lending program, interest rate, date of repayment payments and connect the SMS service alert to the mobile phone number. It should be remembered that the conditions of the issued loan cannot be changed.