How to find out the code of a subject of credit history

Those borrowers who took loans most often have subject code. It is a set of numbers and characters and is used to enter data that are located on the site of the central catalog of credit stories, abbreviated - Tskki. Bureau of credit stories or BKI contains all information about a person with or ever brave credit in a particular bank. Access to this data is limited if you do not know the subject code. Sometimes the borrower needs to know this code to know its credit history.

If you did not create a special code of the subject, then most likely you have it. To verify data on the history of loans, you will be enough to contact the BKA (Central Bank) and request your credit information. After 7-10 days, a written report will come. And you can do without it in this case.

There is also such a situation that the borrower simply did not know about the need of the subject's code, as he was either not reported about it, or this man refused to password in the bank. And then once it took. It is necessary to go to the bank again and write a statement by a specialist.

The borrower must be taken into account that you will have to give your consent to process information on the loan to the Bureau. Your password in the subject code should consist of Russian and Latin letters, the permissible amount of them - 3-15 characters.

Upon receipt of a new loan, an individual has the right to change its old code for a new identifier. The client has the right to not prescribe its password of the subject and not to make a new in the presence of credit history in any BKA.

With the loss or loss of the subject code, the physical person should contact the BKA Central Bank or just to the bank. Make a necessary application. Just need to know that the recovery of the password is impossible, but only its change is allowed. Price of this service is 300 rubles.

So, this article will help to learn the code of the subject of the credit history. Perhaps the availability of this code will give you the opportunity to get another loan for something necessary.