How to find out if you are loan

Suddenly there will be an unpleasant situation that you lost your passport, then, besides his legal restoration, it is necessary to know if you have a loan. The fact is that the passport may not be lost, and is stolen specifically in order to make an illegal loan on it. Unfortunately, such stories have a place to be.

An unscrupulous citizen can take advantage of a stranger passport to get a "loan without collateral on the day of circulation." To attract a greater number of borrowers, many credit organizations lure customers with such light loans. Warma needs only to be able to fake your signature - and his money in his pocket. And the loan is "hanging" on you.

As soon as you discovered the passport, immediately declare this to the police. In the law enforcement bodies, there is a special database of all lost or stolen documents, access to which, in theory, should be the credit institutions. The question is whether they use this base?

Having writes to the police a statement about the loss or theft, be sure to take a second copy with the registration number and the number when you have taken this statement. So you can secure yourself in case of a trial on an outstanding loan, illegally decorated into your name.

The next step is at the Bureau of Credit Stories (BKI). Here you can only help if the bank in which the loan in your name is issued, provides all information about borrowers in the BKA. Often banks neglect this norm, so information may not be.

When you did all the steps to protect yourself from the "Alien-Your" loan, you can sleep peacefully. Even if you are notified from the bank about the wrong loan with the asscription about the initiation of the case of a do not return, you have a document confirming the loss or theft of a passport. This is a copy of the statement to the police. Be vigilant and store your passport in a safe place.