Did the mobile phone broke or decided to replace the old model of the phone with a smartphone or iPhone? And there is not enough money and take no place. It remains only to make a loan. This process is not so complicated. Loans to buy mobile devices are now very popular. Each fourth resident of Russia enjoys this procedure.
1
First you need to choose, in which bank it is better to take a loan. This can be done by different methods: read information on the Internet, call banks or go to several branches of different financial institutions. Let consultants tell you the conditions for obtaining a loan and% rates.
2
When you pick up a suitable bank, prepare your documents (identification code, passport, income certificate). Often in the banking institution ask household phones of two persons who can confirm that they know.
3
It is necessary to know the accounting number or the personnel department of your organization, then prevail your leadership call from the banking department.
4
Now it remains to go to the store, choose which phone to taste, and learn from the seller-consultant whether this model is sold on credit. After that, you can go to make a loan.
5
This in our time can be done right in the store, as there are specialists from different banking institutions. The consultant will offer you the most favorable conditions. About insurance services that offer different banks will not hurt to ask in advance so that this is not unpleasant to you. Since insurance will have to pay immediately.
Documents on credit are issued within 30-40 minutes. Read carefully all the conditions prescribed in the contract. Only after reading, sign the paper. If something is not clear, ask the lender. They will explain how and what time to pay the loan.
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