How to use maternity capital

Maternal capital – state help, provided everyone russian family, which it has two and more children. Design capital can, if in family there is child, born later 2007 of the year. After receipt certificate a family maybe start off to plan spending, but and here exist defined regulations. More details let's get acquainted cO all nuances.

Families, received certificate maternal capital, not have capabilities exchange his on the money. If a design help you took up after birth second child, then dispose means you can not previously, how through 3 of the year. Exception maybe to be pay loan on the purchase housing.

According to law, funds family capital can to be fully or partially directed on the solution the following questions:

improving the living conditions of the family;
obtaining education by children;
formation of a woman's funded retirement pension.

Each a family inlaw on one's own choose path solutions housing question. You you can purchase apartment, house or part residential premises in anyone populated point RF. At this not it has meanings year the buildings. Also there is possibility on one's own build house on the these funds or the same attract specialists. If a you already you have mine house, but want to increase square, for example, affection second floor, you also you can do this is per check funds capital.

The documents for directions funds on the improvement housing conditions:

application in writing on the disposal of funds;
maternity capital certificate;
SNILS of the certificate owner;
passport of the certificate owner;
housing purchase contract or certified construction costs.

You can download the form and a completed example of the application here:

Many parents give preference to spend funds capital on the education children. it maybe to be children garden, school or higher educational institution on the state or private basis. Use certificate can on the payment additional knowledge, for example, courses foreign languages, sports or dance sections. At choice child educational institutions in friend city expenses on the accommodation in dormitories written off per check capital.

Scroll required documents for payment educational services:

application in writing on the disposal of funds;
maternity capital certificate;
SNILS of the certificate owner;
passport of the certificate owner;
an agreement with the institution on the receipt of paid services.

You can download the form and a completed example of the application here:

And last way is usage funds for pension access mother. it comfortable, if part of money about it was from purchases apartments or payment education children. Funds direct on the formation urgent pensions or on the obtaining pensions on old age. Woman on one's own maybe choose pension fund for deductions funds.

The documents, directed for access pension payments:

application in writing on the disposal of funds;
maternity capital certificate;
SNILS of the certificate owner;
certificate owner passport.

You can download the form and a completed example of the application here:

At planning use of money, allocated state in quality material capital, remember them target appointment. Funds not have deadlines. Dispose money a family maybe, bye one from children not filled 25 years. If a you not spent all funds straightaway, after several years can increase sum per check growth inflation.