If a citizen becomes his own housing for his blood, this does not make it the sole owner of the housing. Legally, you become the owner only after registration of a special document - certificates of ownership of real estate. All other your documents on the apartment: a contract of sale, hiring, donation or even inheritance do not confirm the property, but only serve as evidence for its design.
Why need a certificate of ownership
This certificate, after its issuance, becomes the main document that confirms your right to hold housing. It will be needed to you with many procedures: registration and extracts for other individuals, sales or renting an apartment, lending.
Immediately it is worth saying that the procedure for design is paid - there is a state duty for it, which can be paid immediately on the spot, or on the site Public services In the section "Payment of state duty."
Package of documents for issuing certificate of property registration
A lot of documents will be collected, however, almost all of them can already have:
- Of course, you will need your passport of the Russian Federation and the passport of all citizens who are part of the ownership of property;
- Your proof of property rights: This may be a sales contract in which you are the buyer; Dear agreement, if the apartment went to you as a gift; Inheritance, with your name as heir, and so on. The most important thing is that this document indicate your right to dispose of this property. Please note that all these documents must be registered, otherwise their legal force is lost;
- If the apartment has not been recorded, for example, you took it immediately after passing the developer, then you need to provide both the technical, and cadastral passport. These documents indicate a full housing plan. You can take them in BTI at the address of the location. Passports will be needed and in case of redevelopment of an apartment or at home;
- Receipt of the paid state duty on testimony.
This end only the main list of documents, employees may require additional, depending on the specific situation:
- If the owners are somewhat, then you need to provide a certificate about the composition of the family from the Jeep;
- When the apartment goes into the inheritance - the refusal of the rest of the heirs who may apply for it. Application blank you can download here;
- Fill out act equity;
- It often happens such that the apartment or the house is the monument of cultural heritage, then you need a passport of this heritage.
All documents are served as original and copies. Every copy you will be asked to assure your signature and date. Form Applications for ownership you can download and print at home.
How to issue an apartment in the ownership of mortgage
In order to make the ownership of the apartment on the mortgage, you will need to receive permission from the bank. It is worth understanding that the apartment in the mortgage is a collateral property that you cannot fully dispose. Together with the main package of documents you have to make permission from the pledger. Submitter in this case, the bank issued a mortgage loan.
Depending on the region, the amount of state duty may amount to 2000 or 2500 rubles. Do not forget that the documents are provided to Rosreestr at the location of real estate, and not for your registration. The basic information on the document will be the series and the evidence number. In case of loss, it can be easily duplicated in the Rosreestre, in which you received a testimony for the first time, but then the duplicate will be "issued again".