How to return the car to the bank

Poor-quality car acquired in the salon dealer – The phenomenon is rare, but existing. The machine with a defect can be transferred to the buyer due to the lack of visible damage, by the inattention of the buyer. The only right solution in such cases will be the return of the car into the salon with the return of funds or exchange for a new car of the same level.

For turnover process passed Quickly and smoothly, you need to adhere to a specific scheme that competent lawyers can suggest. You need to know the list of circumstances established by law the maximum deadlines for warranty repair and other nuances provided for in the Law "On Consumer Rights Protection".

First step – Claim in writing. To return the car with defect in the salon, you need clearly And consistently state the situation in writing. The seller is obliged to adopt a claim, to curl, and also inform On the timing, during which the problem will be eliminated. If the salon refuses to consider the application, it is necessary to require confirmation of the fact of refusal in writing.

The optimal period for returning the car to the salon is 15-day term after transmission her For use of the buyer. Date of sale and date of transfer of a car to ownership from a legal point of view are different concepts and may not coincide. If the optimal term is exceeded, then the purchase procedure in the salon will require an examination by an independent organization that has a license. Such an examination is held for check The seller does not exclude the buyer's finding during the procedure and can be appealed.

For return to the car's salon with a defect purchased in creditThe buyer must demand documents on the cancellation of the sale transaction. If the car was purchased exclusively by borrowed fundsThe seller must list all the reversed means back to the jar. If the buyer partially paid the amount of value yourself, and partially paid by credit funds, the seller lists the reversed means in proportion to each side. After crediting funds to banking check customer entitled demand from the bank to terminate the loan agreement, with a mandatory point for the absence of claims to borrower.

If The credit car does not have defects, but the buyer cannot or does not want to fulfill the loan obligations, nKprave. confiscation of credit goods, sell it at low cost in check coatings its expenses. At the same time, the debt obligations of the client can be repaid by the withdrawal of valuable things of the "unfair payer" by bailiffs.

The bank, issued by car loan, does not need a car, he needs cash. Therefore, it is not worth evoking the payment of the loan, even if borrower It does not have the financial opportunity to fulfill its obligations. Need to contact vba.nK DLi am receiving a permit for the sale of a credit machine, to find the buyer on your own, conclude with him vbank A contract of sale, reversed money pay in cash jar.

When talking with the salon manager you need to show a good awareness in rules and laws note The desire to solve the issue in its favor. Car dealers are unprofitable participate In court proceedings, they will go to any conditions for a "peaceful" conflict solution. And before the return of the credit car to the salon and cancellation of banking agreements with borrower The fixed amount of the monthly fee should be carried out properly, since non-payment of debt criminal offense.