How to recover debt without contract

Cash issues, in particular, the loan is easier to regulate if they have written or even better notarized grounds in the form of a contract. However, if you lent someone a certain amount under the "honest word", and the debt was not returned on time, it is not possible to despair. Prove your rightness and return debt, in accordance with the law, it is possible and without a contract.

Try to settle relationships with a borrower peaceful way, talk to him, find out - what is the cause of non-return of debt. Perhaps he will need extra time to solve this problem. If you have doubts about this, ask you to write a receipt or even enter into a delay agreement.

If the borrower does not come to contact or refuses to return debt at all, it is worth contacting the police station to compile a statement in which it is detailed and clearly indicate all details, including the telephone and address, borrower and their own, as well as - what amount when and what The term lent him.

Human rights bodies will begin to investigate your case, during which not only will try to return the debt you, but also, if the borrower is hidden and does not try to return debt to at least partially, bring it to criminal responsibility on the fact of fraud (Article 159 of the Criminal Code of the Russian Federation).

To return the debt, you can file a lawsuit in the arbitration court. According to Article 162 of the Civil Code of the Russian Federation, without the prisoners of the testimony of the testimony of witnesses will not be taken into account, but you have the right to bring any other evidence of the fact of issuing a debt if they do not contradict the laws of the Russian Federation currently operating. Such evidence can be documents for a large purchase, perfect by the borrower after the contribution of funds. You can record your negotiations with it or video on the voice recorder, but for this you need to get permission for shooting or entry in the police station or prosecutor's office. If such a record is carried out without permission of law enforcement agencies, it is possible to attach it to the case as evidence only after the identification of the votes recorded on it.

After making a sentence of a court in your favor, you will be given an executive list with the help of which you can, contacting the bailiffs, compensate for the damage.

Note that this is all you can do by law. The rest of the debt returns, such as threats, treatments to collectors, attracting third parties to return funds, are illegal. Even if the above-mentioned methods cannot be returned to return, accept this fact as a useful lesson and for the future make such transactions correctly according to the law.