How to get medical insurance

How to get medical insurance

For free medical services in Russia, it is necessary to have an insurance policy. If you do not have this document, any medical services will have to pay. The process of making insurance is quite simple, but includes some nuances for different categories of people.

1
There are two types of medical policy - on a mandatory and voluntary basis. The first option is regulated by the state and provides warranties on the most basic services. The voluntary policy can pick up and include individual services. To decorate any of the options, you must contact the insurance organization and write a statement.

Download application form for a medical policy.

2
If you work officially, your manager must independently arrange insurance for you. To do this, he needs to contact the insurance company. They are in every city. List of organizations in their region You can find on the site www.rgs-oms.ru.. Go to the "Find Components of the OMS" section. When he chooses the organization and turn there, he will be asked to fill in a special form and make your passport details. There should also be information about the company - address, TIN, OGRN, CAT, bank details, telephone numbers. At the bottom it is necessary to put the company's printing, date and signature. Mandatory insurance is issued for free.

3
If you do not work, or work unofficially, you will have to make insurance yourself. Contact one of the insurance companies and find out whether it provides services for the design of the policy for citizens without official employment. Most organizations will answer you positively. Provide a passport, labor book (if there is) and pension testimony. An employee will help you fill out the form and makes all the necessary data there. Also, non-working citizens can contact the employment center. In this case, the insurance premiums for them will pay the state, and the employees of the Center will extract policy very quickly.

4
There is another opportunity to get insurance to citizens without official work - contact the district medical institution. To do this, it is necessary to provide documents that confirm that you are fixed precisely for this medical organization, for example, a temporary registration certificate or registry stamp.

5
If you want to get voluntary insurance, contact an insurance company that provides such services. You can also ask the head to conclude a voluntary insurance contract. Take a package of required documents (as for mandatory insurance), and the company will give you the desired policy.

6
If you come to the office of one of the insurance companies, you can get exhaustive information from consultants. But if you are too expensive, you can issue any kind of insurance via the Internet. To do this, go to the site of the selected company, fill in the form in electronic form and attach scans of documents. In the coming days, your application will be considered and ask for a policy.

7
If citizens of other states officially work in Russian enterprises or have a residence permit and register, they are also eligible for a compulsory medical policy. Disabled foreigners can resort to paid medical services. They can also conclude an agreement to receive voluntary medical insurance. Ambulance services are free of all people in Russia, regardless of citizenship.

Download an example of a filled form to receive a medical policy.

You can issue medical insurance through the insurance broker, which collaborates with many companies and will help you choose the most suitable option. If you lose your policy, you can contact a duplicate, but you have to pay for it. If the term of the policy ended, extend it.

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