Neither leaders-newcomers nor experienced motorists are insured against entering accidents. Among the many drivers there is an opinion that without the insurance policy of the OSAgo you can do, but it is far from the wrong. Even the most neat driver can get into an accident not in its fault. The absence of the policy only complicates the situation, so its presence is necessary. Legislation of the Russian Federation undertakes each car owner to execute the policy of OSAGO. For driving a car without insurance, appropriate fines are provided.
If the driver forgot the acting insurance policy of the house, it is made a warning and a fine of 500 rubles. (Part 2 of Art. 12.3 Administrative Code). The term of the insurance policy of the OSAGO - 1 year. Motorists have the ability to issue a policy and for a shorter period, for example, if they do not use the car yearly. The vehicle management in the period not provided for by the policy of the CTP, threatens the ban on the operation of the vehicle and a fine of 500 rubles. (Part 1 of Art. 12.37 Administrative Code).If the traffic police officer discovered an error in a policy, it does not have the right to impose a fine on the motorist. He must point out an error and ask her to fix in the insurance company of the car owner. The timely extension of the term of the OSAGA policy will avoid unnecessary fines and problems when entering accidents.