If you have already issued a policy of a master on a car, and after a while we decided that you can entrust the management of your car to a friend or wife, then they will also have to enter into a policy. In order to do this, you and another driver will need to personally come to the insurance company.
1
If a new driver can not come with you, then he must issue a notarial power of attorney that he trusts you to enter your insurance. Or vice versa - if you can't come to the insurers' office, then you must issue such a power of attorney that you trust him from your behalf to apply for the fitting of his data into your insurance.
2
In addition to the OSAGO policy, it will also be necessary to provide a driver's license of the person who will be inserted into the document.
3
In the insurance company, you should fill out a special application form for entering into a policy of another driver. According to the rules of OSAGO, you have the right to ask for an unlimited number of people into insurance. In the form itself, the truth is only 5 points for making new drivers. If you write a statement about them more, then the rest will fit on the back of the form in the "Special marks" section.
4
Making a new driver in insurance paid. Insurance company will calculate you how much it will cost. In each case, it stands in different ways and depends on the experience of the trouble-free driving driver, which fit into insurance. Make sure the additional entry in the policy is wrapped in the seal of the insurance company.
5
Do not forget to take a receipt from the insurance company manager about surcharge on OSAGO. She can be useful for you, if suddenly the new driver falls on your car in an accident.
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Some drivers for ignorance independently enhance their friends in the insurance policy, considering that in this way they do not violate the law. But even if the traffic police inspector when checking the documents and not pay attention to the fact that the surname is inscribed by another handwriting and there is no press, then in case of an accident, this violation will necessarily pop up out. Then the insurance company, paying the necessary compensation for the victim, the same amount in the form of regression (return) implies through the court from the culprit of the accident. It can be your friend who is unimpressed into insurance. But in most cases, insurance companies even refuse to pay damages and prove their truth in court.
As you can see, ingue another driver in insurance is not completely difficult. The main thing is not to break the law and before entering a friend's surname to the document, you will definitely ask his driver's experience.
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