How to get insurance after an accident

Under the Law of the Russian Federation, the insurance company must pay for compensation after accepting applications and necessary securities. The time to make payout should not exceed thirty days. If the Insurance Agency delays payment, then a penalty will grow in one day (128 rubles / day).

So, it happened ... accident. What first should I do? Call traffic. They will make a traffic accident protocol. Then we collect the necessary paper: the protocol, a certificate of an accident, a resolution, accounts on the payment of evacuation services, etc. We also take a passport and passport TS, insurance. Remove the photocopies of these papers. And attend the insurance company.

There you place an application, and insurance agents will be offered to undergo an examination. By its results, the amount of payment is determined. All these actions are given five days. If there is no possibility to transport the car due to severe damage, then experts go to the location of the car.

Insurers sometimes offer instead of paying money to repair a car. If you are satisfied with the offer, you can agree. There is one risk here: the owners of the service are responsible for the repair. With unsuccessful quality of repair you will pay extra.

It is not necessary to agree with the agents of insurance firms, if they offer to pay for you insurance payments for an accident without expertise. Naturally, the insurer will set the amount to pay damage at times less. If you decide to appeal this in the bodies of justice, it will not work out because of your consent (signatures).

Hire a lawyer is the best way to get insurance. You get rid of the design of all papers and speed up the whole process. The lawyer competently will make a claim, there will be no volatility with damage assessment, all damage will be actually taken into account. Even the expenses for the representative of the law will pay the insurance company.

All these items should know any car enthusiast, you need to be able to stand up for yourself and your interests. After all, it often happens that insurance agencies refuse to payments to customers. Therefore, it is best not to fall into the accident and observe traffic rules.