What are the conditions of insurance for CASCO 50/50

Recently, insurance companies are increasingly tempting potential customers with all sorts of tempting proposals, shares and discounts. One of the numbers of such - the sensational insurance product of CASCO 50/50.

The essence of CASCO 50/50 is as follows: when making such insurance, you only pay half the cost of the insurance policy. The remaining amount of money will need to pay extra when the insurance event occurs. In case of avoiding the insurance event, pay nothing. True, paying insurance at a lower cost, be prepared to face a number of conditions and some restrictions of insurers.

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Most often, this insurance program provides for only one specific insured event. As a rule, the client chooses it himself. In addition, most insurance companies take into account factors such as the driver's age (as a rule, the CASCO 50/50 program is available to persons of 25 years) and the driver's experience (it should be at least 5 years). Also quite often insurers denied the design of the "economical" bucket owners of trucks and buses, credit, leasing and leased cars.

Casco 50/50 is the ideal option of auto insurance for neat and not inclined to the liking drivers with a decent experience of driving. By the way, insurance of CASCO 50/50 has an indisputable advantage: many insurers in the event of theft (embezzlement) or total "death" auto compensate for a complete 100% insurance amount, that is, the client is exempt from paying the second half of insurance.

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Often, Casco 50/50 is convenient and insurance companies - customers do not bother them about minor damage (small chips or scratches). For example, the driver acquired insurance for 30,000 rubles instead of the usual cost of 60,000 rubles. After some time, he falls into an accident, the "cost" of which was estimated at 23,000 rubles. It is clear that in such such situations the driver will not appeal to the insurance company. Therefore, sometimes the final cost of "economical" insurance is greater than the cost of standard CASCO.

Of course, the car racing 50/50 has its advantages and "pitfalls", actually, like any other type of insurance. Therefore, before signing any documents, carefully examine the terms of the insurance contract and analyze all the pros and cons of the "economical" suggestions.