How to check the Casco Policy

Today, the insurance agent can be found anywhere, their racks are rapidly appearing in shopping centers and other public places. Insurance agents are beautiful and accessible to talk about the benefits of the execution of the policy precisely in their company. But no one guarantees that the agent will be competent or not at all a fraudster. If you have issued a CASCO policy and doubt its authenticity, you can take the following actions.

First of all, check if the insurance company has issued a CASCO policy, license to carry out insurance activities. You can do this on the website of the Federal Insurance Supervision Service. On the site page you need to go to the "Registers" section and choose the "Unified State Register of Insurance Subjects". Information will be downloaded in Excel format.

If the license is absent, contact the Regional Insurance Supervision Authority. Contact information can be found in the "Information about FSSN" tab.

Each Casco Polish has its own personal number, which is included in the base of the insurance company. Call the office of the Insurance Company and check if your policy number is registered in the company's database.

Check the information specified in the insurance contract. According to Art. 942 Civil Code of the Russian Federation, the following conditions must be specified in the contract: the amount of insurance, the term of the policy, the object of insurance, an insured event. If at least one condition is not written, the CASCO policy is not valid.

Pay attention to the car data inscribed in the Casco Policy: VIN car, chassis number, color, passport number of the vehicle.

Carefully check the data of all persons on which insurance is distributed: FULL NAME, driver's license numbers, birthdays. The policy should not have corrections and errors.

Check if the policy is on the original seal and the signature of the representative of the insurance company.

These measures will help you in time to bring scammers to clean water and secure yourself. In order not to get into the unpleasant situation, it is better before making the policy to read reviews about the insurance company, explore the official website, check the licenses for insurance activities.