To save money during insurance, people often seek help from brokers or agents. But these people do not always draw up genuine insurance. Therefore, each policyholder should be able to check documents confirming insurance.
1
Most often, fiction comes from ignorance of insurance procedure. The unscrupulous agent will specifically include items in the contract, which will reduce the cost of the policy. It is possible to enter the situation when the agent is a fraud, and issuing a contract, simply will not give it to the insurance company.
2
In order to avoid getting into an unpleasant situation, you need to check all the agent data. Try to learn its contact information, see the passport, rewrite the data, and if possible, take pictures of the passport to the phone. An honest representative of the insurance company will not hide this kind of information.
3
If the agent is a representative of the insurance organization, then it is necessary to call there and make references about him. But if this agent is an employee is not the main office of the company, but branches, then it may be simply not to know. Also, most agents are not working with a single brokerage or insurance organization. They can specify with the client design in one company, and the form to take another office. Therefore, the client needs to be attentive and check the documents several times.
4
When the insurance policy is on hand, it is recommended to check the authenticity of the blanks. Insurance blanks are mostly two- or three-layer, which are self-copying. Some companies use printed books or using a logo. Before making a contract, take the contract number and the number of the form. Then call the insurance company in order to make sure that it is in the company's base. It is advisable to clarify to whom the form is decorated. This will help protect yourself from the fictitious contract.
When making insurance, you should not be too afraid of hitting the scope. It is enough to be extremely cautious and know the main ways to authenticate Casco. Or contact the proven organization, which will ensure the share of security during insurance.
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