Often, people appeal to conclude a CASCO contract not to the office directly, but to brokers or agents, arguing this lower price. But, unfortunately, in the market of such services, the number of fraudsters does not grow by day, but by the hour. The version of the execution of the third party has a place to be only when you have taken all precautions and were convinced of the authenticity of the insurance policy.
1
When making an insurance contract, try to get the maximum number of contact information about the broker. First of all, ask the passport and make sure of its authenticity. Write down the phone number, address. Find out if there is a person in social networks. If the agent arrived on the car, write down the number and brand of the car.
2
Some particularly incredulous customers will protect themselves by making a photo broker. Of course, such a step may occur if the agent itself is not against. But in the event that a person does not want - it is worth thinking. Perhaps you hit the fraudster.
3
If the agent calls himself a representative of a specific insurance company, find the coordinates of this organization on the Internet and refer to the phone or with a personal visit to find out if there is such an employee in the state.
4
It is equally important to make sure that the policy itself is real and acting. Make it possible, considering external features. In most cases, CASCO - three- or two-layer self-copying. Nevertheless, each company may have certain features that it is better to know about in advance. So, the reso-warranty creates policies on yellow paper with a logo on a green hat. And the company VSK, Yugoria have a more original look, like a corporate form.
5
Before finally, make an agreement, check the agent the policy number and the number of the receipt form. After that, you can call the company and check the availability of this in the database. This will help you the document management department. Also ask for whom a particular policy is credited, and write down all the detailed information. Do not forget to mark the exact time of the call.
6
In fact, to get on the unfair broker - is small likely likely. Since the false agents themselves are looking for their victims. But the risk always remains. Therefore, it is better to always turn to a proven or recommended person with a good reputation.
By entering into an insurance contract with the agent, be careful. Evaluate not only the appearance of the document, but also the appearance of the person himself. If the broker is nervous all the time, confused in thoughts or too intrusively trying to provide you with its services, stop and think about it. Perhaps it is worth a little wait or search another opportunity.
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