The car stopped being luxury, and the insurance of Casco was just a necessity. With the annual registration of the insurance policy, each motorist is thinking about the feasibility of its pricing and the possibilities of choosing a cheaper cost of the car.
1
The fundamental factor affecting the cost of insurance for CASCO is a certain list of risks, which undertakes to cover the insurance company. Casco is a voluntary type of insurance, and all insurers can indicate their risk list. The cost of full CASCO is significantly higher than partial insurance of individual risks included in the concepts of "damage" and "embezzlement".
2
In the varying of the cost of insurance influence the technical data of the vehicle: brand, model, year of manufacture, equipment, engine volume, power. The price of insurance of a new and more powerful car will be significantly higher than its less powerful and outdated fellow.
3
One of the determining criteria in increasing the cost of the CASCO policy is the age and experience of driving the owner of a car or a person who will manage it. At a stronger age and a short driving, the rate of the cost of the CASCO policy will grow by a certain amount.
4
To reduce the cost of insurance for CASCO, your insurance story is influenced. If the insured car did not fall into an accident, then a cost reduction is up to 25-30%. The presence of a franchise when issuing an insurance contract also affects the cost of the policy. When choosing such an insurance option, the policy will cost cheaper. The price of honey insurance is less than the more franchise.
5
An important indicator when calculating is the place of constant car parking. If the machine "spends the night" in the garage, the cost of the CASCO is reduced. If the car is constantly parked on the street, the cost indicator increases.
6
To calculate the preliminary amount of the Avtokasko on the site of any insurance company, you can use the CASCO Calculator. This service is free. Fill in all the necessary fields with basic data, according to the calculator prompts. The system will quickly provide the result of calculating the cost of CASCO.
7
To compare the cost of the CASCO policy at once, several insurance companies need to contact the Insurance Agency. Specialized institution will provide you with the average cost of the policy of selected insurance companies and offer the most profitable option.
The preliminary amount of the independently calculated cost of full CASCO using an online calculator, even if all reliable information is introduced, is strongly averaged. Only direct work with the personnel of the insurance company will help properly understand the technique of calculating the car accident, all the subtleties and nuances of discounts and the rise in price of the policy.
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