The policy of the OSAGO should be every car owner. It guarantees the damage to the accident. If the policy of OSAGO is overdue, serious problems may arise when meeting with the traffic police inspector. Therefore, it is necessary to take care of the extension of the term of operation.
1
Regardless of whether you will change the insurance company or not, learn the rules for the extension of the insurance policy. They should be listed in the insurance contract, which has each side.
2
If you intend to use the services of the same insurance company, the insurance policy will last automatically. You will need to call a few days before the expiration date of the company's office and find out how to get a new policy and make payment. Insurance companies are trying to make a procedure for obtaining the policy as comfortable as possible for the client. Perhaps you will not need to go to the office, and get a policy in the nearest branch or courier at home.
3
If you want to make another driver in the policy, you have to write a statement in the office of the insurance company.
4
If you decide to change the insurance company, then it is worth warning 2 months before the expiration of the policy. You will need to drive up to the office and write a statement about changing the insurer. If the application is not written, the Insurance Company will automatically extend the effect of the insurance policy.
5
When changing the insurance company, the previous insurer is obliged to give you a certificate with your data necessary to a new insurer. This service is free and must be executed within 5 days by an insurance company.
Despite the fact that the Insurance Company will prolong the term of the policy, the new policy should be from the car owner in the hands. As you know, the traffic police inspector has the right to pick up the state number from the car owner until he receives a new policy.
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