Many insurance companies secured reliably on the market and occupy a strong position. The desire to create an insurance business is fully justified - new companies expand the set of their services and offer innovative solutions, thanks to which they receive a good stream of new and regular customers.
1
Creating any business begins with the development of a plan. Make a detailed business plan - it will help not miss important items. Your plan must include a list of services provided, business stages, financing and marketing. If you need additional funds, a competently compiled business plan turns out to be as impossible by the way.
2
Now select the organizational and legal form of your company. You can prefer to joint-stock company, mutual insurance society or limited liability society. Write the pros and cons of each of the forms and take the final decision.
3
Include all types of services in the charter that you plan to provide (life, health, property, car, expertise, property assessment, etc.). Go to the Site of the Federal Tax Service, collect a package of necessary documents and register a legal entity.
4
Think out financial investments. You must have sources for initial investments and a "pillow" to continue doing business. Major cost will come out for office space and advertising. Note that the size of the authorized capital of the insurance company cannot be less than 20 million rubles.
5
For the provision of insurance services you will need a license. Her receipt will take from six months to a year. It is important to know that before opening the insurance business, you must have experience in five or more years as an insurance agent. When you submit documents for registration of a license, you will be asked to undergo a state exam for the right to create insurance activities.
6
His results with the package of other documents are submitted to the mayor. After that, get a license for corporate insurance - this will allow you to provide a list of services under the brand of your company.
7
Rent an office space for the main office and several premises for branches. All offices place in a single corporate style. If you want to avoid problems in the future, get conclusion from sanitary and fire services. Select a convenient location. The perfect accommodation is the central part of the city, next to the metro station. Try to foresee next to the office parking.
8
Submit to the Rospatent Application for registration of the name of the company. While waiting for the answer you can start work. Hire insurance staff. Remember that your employees make up the basis of your business, so it is very important to hire experts. Try to create a system of learning your employees - they must be good to understand your company's policies and competently submit its services.
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Conduct training for beginners and quarterly learning for experienced employees. Create convenient conditions for employees - flexible work schedule, fair remuneration and social package. Concludes contracts with banks, car dealerships, healthcare facilities, etc. Offer them a wide range of opportunities for mutually beneficial cooperation.
Insurance companies in the CIS market are just beginning their development. A lot of firms are registered, but due to the inability of the right organization of their case, they are forced to quickly close. If you provide high-quality services and implement innovation in a niche, you will get a lot of satisfied customers and a thriving business.
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