Mortgage lending in Sberbank will give you confidence in the reliability of your bank, and also give profitable shares to reduce interest on paying. You can contact various mortgage programs, it all depends on the specific situation: do you have a maternal capital, military profession or other features. Learn how to calculate the mortgage and arrange it.
What mortgage programs have Sberbank
Sberbank presents a number of options:
- Mortgage for the already ready, commissioned housing;
- Separately there is a program for new buildings;
- Own construction of residential buildings;
- Acquisition of suburban real estate;
- Refinancing already existing loan in mortgage;
- Lending with maternal capital, which allows not to wait for the trial of a child, and buy real estate now;
- Separate conditions for the military.
You can familiarize yourself with each option in more detail by visiting the official sitejar. If you are interested in any option, just click "Learn more."
How to calculate the mortgage in Sberbank
Before issuing lending, it is better for you to calculate the upcoming payments and mortgage time. If a number of conditions are not met, then you may refuse to lending.
Go to pageand try to calculate the mortgage for yourself. This service is specifically created by the Bank for a detailed analysis of some mortgage programs.
On the calculation page you have to fill out all fields with genuine information about yourself. Specify the income, the upcoming cost of the apartment and other conditions.
In the first column you need to choose the type of housing you're going to buy.
Do not forget about mandatory points at the bottom of the form. Remove and turn on the sinks, according to information next to them. After that, you will see accurate payments for payments and conditions in the upper right corner of the site, you may decide to change any condition.
An approximate as the same calculator can be found on the page description pages of each mortgage loan. Do not forget that you will receive accurate information only with authentic data specifying.
What documents will be needed when making a mortgage of Sberbank
You can make a mortgage confirming your employment, which will play your hand and reduce interest contributions, but also programs without confirming such employment. For each option, a slightly different set of documentation is needed.
If you do not confirm your employment;
- Fill out
questionnaire; - Two documents that will confirm your identity. One of them will pass the passport, and the second one will choose at its discretion, for example, a passport or military ID.
If you confirm employment:
In addition to the specified questionnaire and passport, confirmation is also served, namely, the reference 2DFL, labor book and copies of contracts. An extract for the state of your personal account may be required.
Of course, if you get a mortgage according to the program of maternal capital, then you will need a certificate of capital assignment, permission to its disposal from the Pension Fund and the birth certificate.
You can place an application electronically and learn the preliminary decision of the Bank on Page.
Which houses are accredited by Sberbank
You can submit an electronic application for the purchase of housing in the houses accredited by Sberbank. They are distinguished by reliability and favorable conditions. You can find everything on page. Just specify your city and select the number of rooms you plan to buy. Each house has all the necessary information, address and mark on the map. Directly from the site you can request a call from the developer.
There are pleasant bonuses from the bank for the design of such houses, which will go to your hand.
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