How to get a loan in Sberbank

Take a loan in Sberbank possible for any purpose: buying housing, building houses, education, refinancing other loans, or for other personal purposes. You can choose a credit program, making a percentage of debt repayment or to start paying interest without the initial loan contribution. In Sberbank, you will find many proposals, among which it is necessary to be comfortable. In this article, you will learn how to get acquainted with Sberbank's credit programs and take a suitable loan.

1
How to choose a suitable loan in Sberbank

Almost all the necessary information you can get at home, sitting at your computer. Sberbank website contains all credit data data.

Go to it by reference http://www.sberbank.ru.. Among the sets of tabs, find "take a loan" and click on this section.

In the pop-up list you will find all the loans that can be taken in Sberbank. They are separated clearly by sections, to customers it is more convenient to understand.
If you need an apartment for the purchase of an apartment or at home, refer to the "Housing Credit" section. Tab "Credit for any purpose" implies a loan for your personal expenses.

By clicking on the name of the loan, you will find yourself on its page on the Sberbank website. It is possible to obtain more reliable information: interest on lending, loan amounts, payout terms and much more. Carefully read this information and think if you are suitable for such a loan.

If you are difficult to decide on the credit program, better refer to this page site. http://www.sberbank.ru..
Here you will see a small profile on the right side of the page. Fill it out, rightly putting items and selecting your answer, and you will see the loans suitable for you in the left side of the window.
In the second column, the maximum loan amount will be painted, then you will see the interest rate and the maximum period of payment. In the first column, you can click on the name of the loan and go to its page for more information, as well as design directly on the site.

2
How to get a loan in Sberbank personally

If you are more convenient to get all the information in person in the Sberbank branch, then find out the nearest address by reference http://www.sberbank.ru/ru/, Select your region and in the "Department tab" you will see all addresses on the map and the time of their work.

At the same time, a citizen of the Russian citizen must have a passport. If you make a credit with the guarantor, then the person must be present at the design personally and put his signature. A credit with the initial contribution also requires a certain amount of funds directly during registration, so take care so that this amount you have already had.

The whole process of registration does not take long, but you should know in what cases the loan will be denied:

If your income does not allow such a loan to cover.
If you gave obviously false information.
In the case when your credit history has not seemed acceptable Sberbank.
You have a lot of loans.

It is also better to discuss all the details with the guarantor in advance and make sure that he knows exactly what is coming.

3
How to get a loan in Sberbank through the site

Small loans you can accompany directly on the Sberbank website. Just go to the loan page that you want to issue and click "Fill out the questionnaire".
With this profile you can approach the Sberbank Department to speed up the procedure for issuing a loan.

At the bottom of the page you will see a financial calculator. You can easily calculate the overpayment amount by one or another loan, simply by completing all the fields with true information.

The accuracy of the results depends on the completeness of these information and its truthfulness. Do not forget to specify the guarantor data if it is necessary.

As soon as you finish entering, click "Calculate Repayment".

The right side of the screen will appear a small window where all information is given on your loan.
Now you will definitely understand, you need this type of lending in Sberbank or not. Print and fill out the questionnaire and come with it to the Sberbank.