Many people have long been storing their savings electronically or in a bank: so you will protect yourself from damage, theft and many other troubles with money. At the same time, the personal account can have both an individual and legal, the difference is only in a package of documents for its opening. It is much easier for an individual to open an account in Sberbank, since this will require the very minimum.
What documents are needed to open an account in a Sberbank to an individual
If you are not an individual entrepreneur or a legal entity, then the opening of the account of Sberbank is a fairly simple procedure.
You need to take the Russian passport with you and contact the nearest bank branch. You can find all departments on the site SberbankIt is enough to indicate your city and contact the map. Employees of the department will help you and help fill out the relevant papers. You can use the bank’s account immediately, however, if you decide to issue a card for this account, you will have to wait two weeks until it is made.
Separately, it is worth saying about foreign citizens, since they, together with the identity certificate, will need a document proving their right to be in Russia.
How to open an account with Sberbank online
If you have no desire to contact the department and spend your time, then you can go through this procedure right at home, provided that you already have one account or bank card in Sberbank. Then it is open to you Sberbank Online.
Go to the site and log in to it using a login, password and disposable SMS.
As soon as you find yourself in your personal account, click on the section “Deposits and accounts”.
If you already have your own accounts, then they will be reflected here. You can click on the “Deposit Opening” link to proceed with the design of the personal account.
On the next page you will find a complete list of deposits that can be opened in an online office. If you want to use it as a personal account, then you need to choose a contribution without a limit for the removal and accrual of funds. This includes the very last contribution.
As soon as you decide on the choice, click “Continue”.
Now select the contribution currency and connect the piggy bank, if necessary. As soon as you press “open”, you will have access to both the contribution and to the new personal account. So simply you can operate on accounts through online banking Sberbank.
Documents for opening an account to a legal entity and individual entrepreneur in Sberbank
When you open your own business as a legal entity, the presence of an account becomes a necessary need. In Sberbank, you can easily open a current account for your enterprise, do not forget the following documents:
- Certificate of registration of a legal entity or individual entrepreneur;
- Your TIN, as well as a special statement about the assignment of code;
- Documents on assigning the position of a director, accountant or other authorized person;
- Statutory documents. For individual entrepreneurs, this item can be skipped;
- Help on tax accounting;
- Impressions of the print of your enterprise on a separate card, as well as the signature of the head;
- If the organization is engaged in the type of activity that must be licensed, then this license must be presented.
You can reserve an account for your company online in advance. You will not be able to withdraw funds from it until you contact the department personally and do not provide all the documents. Please note that you need to go to the department within a month.
Follow the link and click " Reserve“.
In the new tab, press the “Open Account” button again.
Next, you have to fill out a voluminous form with information about the organization.
By pressing “continue” you send all the information to the bank, after which the account is reserved for you. The faster you provide all the documents to the department, the faster you can fully dispose of the account.
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