To borrow money to friends and even relatives is best with the design of the receipt. However, even she will not give a guarantee of timely return of funds. How to recover a debt on a receipt?
1
If the receipt is drawn up without indicating the exact date for the return of borrowed funds, and the term negotiated by the parties has long ended, in this case the borrower sends a registered letter with a notification and inventory of the invested. All checks on payment, as well as confirmation of receipt by the borrower of the letter, a copy of the letter must be saved. The letter must contain the request to repay the debt. In this way, the borrower will have legalized obligations to you from the moment of receipt of the letter.
2
If the correspondence has not given the desired result, which is most likely to have to go to court. Documents can be prepared both independently and with the help of a lawyer. It’s not worth returning to his promises to wait a long time to rely on his promises, because the matter may lose the limitation period, he will not be accepted for consideration in court.
3
Make a statement of claim, attach all the available papers (receipt, your letter and, if there is, a letter of the borrower). In the statement of claim, you can indicate the amount that the borrower must pay on top of the loan at the expense of the delay in payment (percentage for the use of funds in excess of the specified period). Pay the state fee, the size of which will be prompt in court at the place of appeal.
4
Submit the entire package of documents for consideration by learning the date of the meeting in your case.
5
After that, you need to take part in court. Get an official decision that will enter into force a few days after the court.
6
Contact the Federal Bailiff Service with a court decision. It is in their sphere of influence that the work with debtors lies.
Do everything yourself or not is up to you. However, it is most often more profitable to give a small amount of money to a lawyer than to spend a lot of time and nerves, delving into all the intricacies of the process.
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