It is no secret that repairs in the new apartment costs expensive. But here's the fact that you can return some of the money for repair, for some citizens and is a "public secret." In order to do this, you need to be very savings in the sense of knowledge of laws.
1
Any citizen of Russia, who bought an apartment, her share or even one room, has the right to state reimbursement of the cost of repair in its new home. The same rate applies to a new home - bought or built. The legislators provided that such a compensation is possible only in aggregate with a tax property deduction (so called the cumulative return amount, in which, in addition to the amount spent on repairs, the cost of the apartment itself is also included). Get a refund Citizen can only once for his life. At the same time, just returning money for repairs in your old apartment - it will not work. This return tax deduction applies only to newly acquired housing.
2
The law also provides that the tax deduction should not exceed the amount of income tax with the amount of no more than 2 million rubles. Calculate it is very easy: 2 000 000 * 13% \u003d 260 000 rubles. The result is 260 thousand rubles - this is the maximum amount to which you can count.
3
Only an individual, which is a payer of income tax in the amount of 13% of its income can claim the property tax deduction. Pensioners take advantage of this state support, unfortunately, cannot. Their pension is not subject to income tax.
4
Only the person who has been issued by real estate can take advantage of the tax deduction. If the apartment is decorated for several people, then a tax deduction can receive every member of the family, but in proportion to its share.
5
If you purchased an apartment in a new building in two million rubles, then you will get your 260 thousand without problems. If the apartment will cost one and a half million rubles, then you will need to confirm the documented cost of repair. Collect checks from building stores for the remaining half a million rubles. This amount can be added to the cost of the apartment. In this case, it will be a prerequisite in this case in the contract of sale of the apartment that it is bought without interior decoration. You can return money for repairs and when buying a "secondary" apartment - the calculation scheme will be identical.
6
In order to issue a property tax deduction, such documents should be provided in the Tax Inspectorate:
Application for the provision of property deduction;
Contract of sale of your real estate;
Certificate of state registration of housing rights;
Documents confirming all payment (for an apartment and for building materials);
Help in form 2-NDFL;
Filled declaration in form 3-NDFL;
Application for refund paid excessive income tax.
7
During the month, the tax inspectorate will check all your documents, and if the officials do not have any additional questions, then payments will begin after 30 days. The amount of tax deduction for the purchased apartment and its repair will return to you not immediately. Payments can last for years, it all depends on the amount of your official wage. The more you earn, the faster get your money.
8
For those who purchased an apartment on a mortgage program, a scheme for calculating the tax deduction for an apartment is a bit different. It is understood that there is no upper cost bar for calculation, which for all other is set at 2 million rubles. If you have taken an apartment in a mortgage for 3 million, then the tax deduction will be much more. Calculation: 3 000 000 * 13% \u003d 360 thousand rubles.
As you can see, the state still takes care of its citizens and meets them to maintain them in the desire to improve their living conditions.
You have inaccuracies in the article. 1. Tax inspection checks not within a month - and three. Then you need to bring a statement about to list deduction. 2. Upper bar in 2 million installed for all without exception. And about the lack of a plank, this concerns the paid% on the loan (for example, you paid 500,000 percent on the loan, so 13% of this amount you can compensate for) and this plank is not established for loans taken until 2014. And since 2014, a plank is already installed in the amount of 3 million in% on the loan. those. If you paid% on the loan of 3 million - you can get 13% with them, and all that is not taken into account.
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You have inaccuracies in the article. 1. Tax inspection checks not within a month - and three. Then you need to bring a statement about to list deduction. 2. Upper bar in 2 million installed for all without exception. And about the lack of a plank, this concerns the paid% on the loan (for example, you paid 500,000 percent on the loan, so 13% of this amount you can compensate for) and this plank is not established for loans taken until 2014. And since 2014, a plank is already installed in the amount of 3 million in% on the loan. those. If you paid% on the loan of 3 million - you can get 13% with them, and all that is not taken into account.