Nowadays, what is a loan, everyone knows everything. In the contract, it is simply and understandable, the main thing is to repay the debt in time and not to go out for delay. But due to circumstances, it is not always possible to make money on time (fired from work, detained salary or other personal reasons). Then the penalty is accrued and an additional percentage for exit to delay. How to find out how much you need to pay for the past (unpaid) month. There are several of the most common ways.
1
To come to the nearest branch or branch of the bank in which the loan was issued. To do this, it is necessary to have with you: a passport or document certifying the identity (right or skip to work with a photo); Credit Agreement (you can copy). With these documents you will consult a manager, and if you ask, will provide everything in writing.
2
You can call the number of customer technical support. It is very easy to find, it is written on top on the reverse side of the card or specified in your documents. You can contact both mobile and stationary, calls to this number are free. It will be necessary to answer the operator for three simple questions. One of them will need to specify the personal credit number (it is written on the first page of the contract).
3
Go to the official website of the bank in which serve. There you can see the data in the personal account or receive the advice of the online manager. Now almost all banks provide such an opportunity. This is the easiest and fastest way. The only thing that will require is to enter a check code that is sent to the specified phone number. The most important rule is not to go on other people's sites that are asked to provide personal information. So only scam works, and the phone number, code word and pin-code, can remove all the money from the card.
4
As an option - to submit a request to send by mail. You can do this with the help of operators from technical support, online operators or contact the Bank's Office. You will ask several verification questions to make sure that you are the owner of the contract, and during the week, the maximum of two, should come a letter with information about debt.
Use the option that you liked. Keep track of interest repayment schedule, try not to skip and close everything exactly to the specified number. Then there will be no problems with the bank, and the credit history will be good.
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