What to keep money

The competent organization of storage of funds will ensure the safety of your savings and help them increase. Once again, deciding the issue with the placement of finance, you will save your time and nerves, which is especially relevant in the conditions of economic instability.

The very first question to decide is the currency in which you will keep money:

In case of short-term investment, it makes sense to invest in one currency that has a tendency to increase.
Change changes in courses using converter currencies portal banks.ru.. Select Currency, click on the "View Dynamics" button and specify the period (week, month, quarter, year).
As for a long period of time, then experts advise to distribute money between three currencies: dollars, euros and rubles. So the term difference will be leveled.
Approximately 10% of savings can be attached to one of the "alternative" currencies: Swiss Franc, Hong Kong dollar or Japanese yen.
To buy a currency in a bank in the amount of up to 600 thousand rubles, you will need a passport or driver's license. If the amount is greater, the Bank has the right to require confirmation of the place of residence and providing a copy of the INN.

If you store money at home, over time you will begin to endure losses associated with inflation, because over time money is depreciated. In addition, in this case you are not insured against thieves and fraudsters. Therefore, optimally open a bank deposit or deposit:

Rate on ruble deposits is always higher than on deposits in currency.
If you want to store money in several currencies, then use banking offers for multicurrency deposits.
To select the bank, use special Yandex service, Noting the parameters of interest.
This and alternative ways can be read on our website in the material " Where to invest in interest».

Another way to store money - Gold:

It makes sense only in the case of long-term investments, since the price of gold is susceptible to fluctuations.
Damage to the goldst ingot can lead to a decrease in cost, so you immediately think about where you will store it. The most optimal way is the banking cell.
Buy gold bars or coins can be only in a bank that has a license to trade with precious metals.
To find the bank, use extended search form Site of the Central Bank of the Russian Federation, noting the item "License to attract precious metals".

Securities are an option for those who follow the events in the financial markets and are ready to spend time on managing their investment portfolio. Read more about these methods on our site in the materials " How to buy stocks" and " How to buy bonds" In addition, you can transfer your money into one of the mutages. Full list of mutual investment funds can be viewed here.