Bonds are one of the most reliable ways to invest cash. This is a security, officially certifying the relationship of the loan. After the expiration, the owner of the bond will receive money and interest, the so-called "accumulated coupon income" (NKD). The difference from the loan agreement lies in the fact that the bond can be resected.
When choosing bonds to purchase, pay attention to the following parameters:- Company reliability. It is believed that investments in the bonds of the first echelon are less risky.
- Treatment. Bonds are briefly, medium and long-term. The first option is suitable if you are not ready for a long time to withdraw money from turnover. But the last two allow you to get a larger coupon income.
- Score estimate. The payment of the NKD may be permanent (for example, 10% per annum) fixed (with a changing interest rate depending on the period) or variable (with reference to some financial indicator).
- Total risk assessment based on available information about the company and release. It can be found in using the portal service. cbonds.. You can also read the news of the Bond Market of the Russian Federation, see the latest quotes and indices.
- Sign a service agreement in financial markets. A contract blank and a fill sample can be downloaded on our website.
Agreement on the provision of services in the Financial Markets - Blank
Agreement on the provision of services in financial markets - sample - Fill the customer's questionnaire.
Client Questionnaire - Sample - Select a platform for transactions.
- Connect and receive an electronic digital signature to perform operations.
- Make money to your account.
Customer's instructions to perform operations with securities - blank
Customer's instructions for securities operations - sample.
Do not forget that the income obtained as a result of operations with bonds is subject to taxation. You must pay income tax in the amount of 13%.