To ensure the property of financial stability, it is customary to have a hook on a "black day". The question is, in which currency it is better to store this money. If you save money in foreign currency, it will need to convert it.
1
The most secure way to convert currency in the bank. Cash exchange and cashless method can be made. In order to exchange cash rubles for dollars, a certain amount of money will be required in rubles and a passport of a citizen of the Russian Federation. If you have two bills in one bank: in dollars and rubles, the conversion can be carried out in non-cash mode. It is performed by transferring funds from one account to another, while converting automatically. For such an operation, you will need: a passport of a citizen of the Russian Federation, the availability of an account in dollars and in rubles, a bank card.
2
The easiest way to buy foreign currency to use the exchange office. You need to choose only the most profitable exchange rate. Watching exchange points, which are located in stores, metro, hotels, etc. In such exchanger, the exchange rate will know that it will be higher than in a bank that is the owner of this item. Only the passport is needed from the documents.
3
Another option is online converters, with their help you can translate one currency to another in accordance with the course of the Central Bank of the Russian Federation. In such a system, the conversion calculator is provided, it can be used to choose which online exchanger to use. In the conversion system using Internet resources you also need to have 2 wallets: dollar and ruble, respectively. The entire conversion procedure takes a little time.
4
Buying currency in street "changed". Temptation to use the services of people who offer currency exchange just in the street is great. First, it's fast. Secondly, you do not need to present documents. But there is a big risk of getting fake money and, moreover, the activity "changed" is illegal.
So, your finances are in your hands. Make the right and weighted choice when it concerns money.