Many motorists want to highlight their cars from the crowd, add a highlight, upgrade. In one word protuning your car. But together with these innovations, the cost of the car increases, which will definitely affect the design of insurance.
1
The owners of the "pixelled" cars most often choose the insurance policy of CASCO, which protects the car and the driver not only in the case of an accident, but also when damage, hijacking, etc. There is nothing unusual in the procedure for registration of the insurance policy. Only calculates the cost of additional details to which a separate insurance contract is issued. But one contract for the full cost of the car is only if additional equipment is established by the manufacturer or well-known brand firms.
2
When using airbrushing (applying a picture on the body of a car) or painting in different colors, the insurance company resorts to the help of a special commission. This Commission estimates the artistic value of the drawing, given the cost of materials and work. Then the insurance contract is compiled for each part separately. Then, in the case of an accident, insurance will cover the cost of only the damaged part. But in order to arrange insurance for an unusual painting, you need to have documents about where it is made.
3
Often, internal tuning is installed on vehicles, which relates to the driving characteristics of the car. For example, refinement of suspension, brake and fuel system, car control, etc. If the additional equipment is not installed in a special cabin, then with insurance will have to be not easy. The process of assessing the innovation of the car will take a lot of time and money. And if tuning is installed at home, then at all rely on insurance does not have to. The insurance company will not take responsibility for the insurance of the car, which has more risks to get into an accident than the original.
4
Insurers Additional equipment are divided into removable and non-removable. The external and internal tuning will not be insured, which can become easy mining of intruders. These are expensive tires or discs, radio tape recorders, crankcase protection, mudguards, etc. It also applies to the easy items: mirrors, expensive optics, all sorts of backlighting.
To sampling a car with tuning, you need not only to know all the subtleties of insurance, but also to read the contract compiled by the achiests. But the most important thing is to be a careful driver, and not just a person who understands the documents. Good luck on the road!
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