Buying a car on credit is becoming a popular payment form in our country. If monthly deductions from 400 to $ 1000 will not burden the family budget, the details of the transaction should be studied, after which it starts to design documents.
1
Learn whether the payment is distributed in installments to the car's favorite model. Some cars, mostly the latest developments, you can only buy for the full cost.
2
Select a car dealership that practices such a form of final calculation. Many companies have unresolved issues with the legislation of the country that do not allow to make purchases in a similar way.
3
Visit several car dealerships and compare the financial conditions of the transaction. Usually 40-60% of the cost of the product is immediately paid. The remaining money is returned to equal parts after 12-24 months. The most popular loans are those that are stretched for 3-5 years. Dealer salons even introduced a limit for such payment periods.
4
Prepare documents for designing a deal: a copy of the certificate with the tax identification code and the document from the employer accountant about the amount of the monthly salary.
5
Check out the contract for making a purchase. Motor showing together with the initial contribution often introduces payments to buy anti-theft and payment for insurance services. Insurance is carried out according to the articles "Hymn" and "Damage" with notarization. But insurance is not issued if there is no electronic anti-theft alarm with the blocking of the ignition system or mechanical blocking.
6
Often companies are invited to make a deal on the security of the car, sometimes under the guarantee of three-five guarantors. After prepayment and registration of the transaction in the notary, the consumer addresses the traffic police for the purchase of purchases to his property. If the agreed amount of the loan is not paid on time, the traffic police will declare it wanted.
Buying in installments has its pros and cons. The buyer himself must make a choice in favor of such a form of payment by comparing it with other types of lending.
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