How to draw up goods by installments

Installing - a type of lending, in which the purchased product is considered the key. Financial institutions are not included in the store "Shop - Buyer", the Bank for Cost Calculation does not provide.

Trade organizations have more trusted to customers of 21-45 years. The transaction is drawn up by cashless value right in the store, without leaving the operating room.

For customers under 21 and over 60 years old there are restrictions on the price of goods and the timing of the loan. The store also for such buyers may require a guarantor.

To decorate installments, bring a passport with the identification code. Fill out the questionnaire for purchasing goods by installments and convey the administrator. Commissioners will check your passport data and control the customer's solvency. To do this, ask the phone number of your friend, and the security service will try to learn from him the stability of your income. After receiving the information, the store will give its conclusion about the provision of installments.

The store employee will compile a contract and will propose to agree. The document should contain all installation conditions: the first installment, the duration of the repayment, the magnitude of the next payments, the details of both sides of the transaction, telephones. All nuances should be discharged in detail, it will protect you from fraud.

The interest rate must be absent or should not exceed 10%. Duty can pay off with one payment. Dates of full payment - from 3 months to three years, an individual agreement. Fix the method of making payments.

Observe with penalties, how much will you have to pay when the contribution delay, find out the magnitude of the penalty. Specify the force majeure situations.

You buy goods, pay 20-30% of its cost, check the authorized and sign a coordinated agreement. The installation is drawn up in two copies for each of the sides. After payment of the full value, the contract is annulled, and you will be issued a check with confirmation of the transaction.

The loan design procedure does not take more than an hour, the benefit from such a transaction is evident - no need to go to the bank, there are no commissions and insurance. You can order the goods in installments even on the Internet, a courier will come to the contract for you.