How to arrange a car in leasing

Leasing is the form of a long-term rental of cargo or passenger transport, payment for which is carried out in stages, parts. This form of acquisition of the vehicle is becoming increasingly popular, because the conditions are much loyal than when making a car loan.

Explore the offer market and highlight several leasing companies that plan to cooperate. Explore the list of required documents, making money schedules, the amount of the initial contribution.

Consult with representatives of companies, appreciate the proposed conditions and requirements. Decide on the choice of leasing company. Apply for leasing.

Prepare the necessary documents. Note that the consideration of your application can take from one day to two weeks. After accepting a positive decision, the leasing company will offer you to conclude a contract. For the successful conclusion of the contract, the following documents are needed:

passport (required original);
in the absence of a passport, other documents confirming your identity (driver's license, passport, military ID);
identification code;
marriage certificate;
income information for the last year and employment information (no less than 6 months);
certificate of your credit history for the year, certified by the Bank's seal;
the passport of the vehicle (with its original).

Enclose a deal with the lessor and make an initial contribution of 10-50%. Next, you get to use the vehicle in advance by the leased company.

The lease agreement is compiled for a period of one year to five years and depends on the object of leasing. Making cash and amounts of payments are made according to the scheduled schedule. Remember that the lessor reserves the right as the owner of the car quarterly check its technical condition. In case of non-compliance with all items, the contract may be annulled.

When fulfilling all financial liabilities after the lease term, the car goes to the ownership of the rental reserves.

The list of documents, the conditions for obtaining a means of movement vary, depending on the company, which provides lease services. Among the current number of leasing companies is not a problem to choose suitable for your requirements. Consider all the advantages and disadvantages and make a choice.