How to find out your insurance experience

Each person who works officially is simply obliged to receive insurance experience. Unfortunately, very few people know and understand what this experience is, as well as what a detailed procedure for its accrual. The rules for determining the insurance experience, as well as its confirmation approved at the legislative level by the Ministry of Health. The need to determine the insurance experience occurs when determining the size of a disability benefit, is also interested in pregnant women and young mothers. Before proceeding with estimates, it is worth noting that the employment experience is taken into account since 2001. This is engaged in a special state authority.

The experience is formed from the period that was worked on the basis of the employment contract, as well as the period of work, spent on the municipal, civil service, more accurately from which it is formed to list below:

Various activities in Russia, subject to the payment of insurance premiums.
Work in another country, when issuing an international employment contract, subject to the payment of insurance premiums.
Work in the state. service, or military.
Periods noted as temporarily disabled when social insurance benefits were issued.
Care for a newborn baby to half-year-old age.
Periods when the worker was without work and received a benefit.
Public works that were officially paid.
Finding in custody, it can also be periods when a person has served sentences in places of conclusions, but there were no reasonable reasons for it.
Periods when a person was subject to repression or rehabilitation, but this did not have reasonable reasons.
Human care able-bodied by a person who is more than eighty years.
Care of disabled person of the 1st group.
Child care - disabled.
Wives of military personnel who are in the contract service are not able to get a job (no more than five years).

In the event that the size of the period of labor experience exceeds the period of insurance, then in this case, in the amount of the period of insurance experience, there is a continuous work experience. Since 2007, the calculation rules have been somewhat changed, according to these changes, the length of the experience is determined directly on the day of disability. The experience is formed in a calendar, while it is necessary to take into account the whole months and years, it is about the fact that every month should have 30 calendar days, that is, for the 30th day, a month is taken into account, and every 12th month is taken into account as a year. In order to determine your insurance experience, you will need to count the number of days for each period. The result received after calculations you will need to divide by 30, after 12. Thus, you will be able to determine the amount of integers and years, respectively.

In order to determine a more accurate result, if you do not translate a spent period for days, just count years, months and spent days. In case the number of days in the amount will be more than 30, then divide the resulting number to 30. The result obtained, its integer part is the months, this is the number to fold with the first value obtained. If the amount is equal to more than 12, then divide this number to 12, and you will be able to determine the number of spent years. You can increase the initial number of work experience in the years.

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