How to make a claim in the insurance company

Unfortunately, not to all car owners and owners of another property managed to avoid situations after which communication with insurance companies. And it depends on it, as a rule, not always from the victim. It sometimes comes to the fact that the victim has to write claims facing the insured organization.

Cases when the claim is written, there are different. The most common occasions for this are the situation when an understatement occurs, the delay of the promised payments or the refusal to them. Insurance rules in such cases suggest that all disputes that arise in the process of fulfilling obligations under the insurance contract must be resolved by negotiating. And in cases where the parties do not come to an agreement, they are transferred to the court. That is, when submitting a claim, the victim will need to prove that he tried to solve controversial issues. Proof of this will serve a copy of the written circulation.

Make a complaint will not be much difficulty. She is usually written on the forms of the insurance company, but can be prepared in an arbitrary form on the A4 sheet. Do not forget that this is not just an informational letter. This is primarily an official document, on compliance with the rules of which will depend on the result of the case. It will not be superfluous to check the finished text for the presence of errors, because literacy will be only a plus. In the "cap" Claims are written all information about the addressee (the name of the insurance company, its address, details, Full name supervisor) and about who actually made it (surname, initials, address, telephone).

What exactly to write in the claim? So that the essence of the appeal did not cause complaints, it is necessary to carefully read the insurance contract. It is necessary to write what type of service agreement and when it was concluded which property in it is indicated. Next, you need to write a sequence of events after the occurrence of the insured event, indicating the exact dates. (For example, on July 17, 2014, an application was filed for compensation for compensation and so on). And then list all the consequences, of course, the negative, to which can lead (or already led) illegal delay in the payment or the refusal of such. After that, it remains to describe all your requirements that should be real. It is advisable to specify specific deadlines for the decision-making company, for example, ten working days. It will not be superfluous when writing confirm your competence, referring to this or that item of the contract. Be sure to, by the way, listing all the accompanying documents. And finally, you need to sign your appeal.

You can submit a claim in several ways. It can be sent by mail by registered letter with a notice of the presentation or personally to give to the reception manager of the company. On the copies remaining in the arms, there should be a mark on obtaining with the date and signature of the adopted circulation and the incoming registration number.

The main thing is to set out the essence of the problems and offer specific ways to solve it. If the pre-trial settlement of controversial issues will go to a dead end, you will have to appeal to the femide.